Buffalo at Arlington Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Buffalo at Arlington Apartments in Downtown Arlington? Rent here runs $754 – $1,430, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Buffalo at Arlington Apartments

Compare renters insurance quotes in seconds

325 S Mesquite St, Arlington, TX 76010

Downtown Arlington

Managed by Cardinal Group Management and Advisory, LLC Built 2020 5 stories 308 units
3.2/5 ·296 reviews Google
4/5 ·10 reviews Apt. Finder
$754 – $1,430 /month

Monthly Cost Breakdown at Buffalo at Arlington Apartments

The listed rent isn't the whole number. Here's what Buffalo at Arlington Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $851 – $1,527
Base Rent $754 – $1,430
Required Monthly Fees $85
Est. Renters Insurance $12/mo

Renters Insurance at Buffalo at Arlington Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Buffalo at Arlington Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Buffalo at Arlington Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Buffalo at Arlington Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Buffalo at Arlington Apartments also has on-site security features (Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Management Issues Mentioned
Slip/Fall Hazards Mentioned
Security System Failures Mentioned

On-Site Security

Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Buffalo at Arlington Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Buffalo at Arlington Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Util - Water

Charged per unit.

$10 / mo

Util - Wastewater

Charged per unit.

$10 / mo

Master Policy Premium Dues

Charged per unit.

$15 / mo

Utility - Water

Charged per unit.

$20 / mo

Utility - Electric

Charged per unit.

N/A / mo

Utility - Waste Water

Charged per unit.

N/A / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$25

Lease Transfer Fee

Charged per unit.

$350

Utility - Admin Fee

Charged per unit.

$79

Additional Security Deposit - Refundable

The security deposit can be done instead of doing a guarantor and its 2x the monthly rent. Charged per unit.

Utility Set Up Fee

Charged per unit.

Pets Fees

One-Time Pet Fee

Max of 1. Charged per pet.

$300 - $300

Monthly Pet Fee

Max of 1. Charged per pet.

$30 / mo

Situational Fees

NSF Fee

Charged per unit.

$30

Amenities

Special Features

Screening Room Virtual Sports Simulator Rooftop Basketball Court Study Room Bike Storage Tanning Bed Package Lockers Rooftop Sand Volleyball Court

Community Features

Business Center Clubhouse Tanning Salon Fitness Center Bicycle Storage Basketball Court Volleyball Court

Pet Policy

Bringing a pet? Here's what Buffalo at Arlington Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
1 Pet Limit

About Buffalo at Arlington Apartments

Year Built: 2020
Stories: 5 stories
Units: 308
Management: Cardinal Group Management and Advisory, LLC
Phone: (682) 318-8368

From the property listing:

Buffalo at Arlington seamlessly blends together one-of-a-kind design, unparalleled amenities, and thoughtfully crafted floor plans. Park Place has reinvented amenities with our rooftop amenity area that houses a pool, spa, grills, outdoor fitness area, a basketball court, and more. Buffalo has retail spaces attached to our community including Taipo, Zio Al's, Insomnia Cookies, and Commodities. Our staff is devoted to making you feel at home from the moment you walk through the front door and are here to make your living experience with us special.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Buffalo at Arlington Apartments require renters insurance?
We didn't find a public insurance requirement for Buffalo at Arlington Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Buffalo at Arlington Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Buffalo at Arlington Apartments?
Plan for $851 to $1,527/month all-in. That's base rent ($754 – $1,430), plus $85/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Buffalo at Arlington Apartments allow pets?
Yes, Buffalo at Arlington Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Buffalo at Arlington Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find package lockers — features that can qualify for premium discounts.
What floor plans does Buffalo at Arlington Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom, 5-bedroom, studio layouts. Rent ranges from $754 – $1,430. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Buffalo at Arlington Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.