Firestone at West 7th Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Firestone at West 7th Apartments in Downtown Fort Worth? Rent here runs $1,085 – $2,283, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1001 W 7th St, Fort Worth, TX 76102

Downtown Fort Worth

Built 1997 3 stories 350 units
4.1/5 ·524 reviews Google
2 reviews Apt. Finder
$1,085 – $2,283 /month

Monthly Cost Breakdown at Firestone at West 7th Apartments

The listed rent isn't the whole number. Here's what Firestone at West 7th Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,100 – $2,298
Base Rent $1,085 – $2,283
Est. Renters Insurance $15/mo

Renters Insurance at Firestone at West 7th Apartments

We found a few insurance details on Firestone at West 7th Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Firestone at West 7th Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Firestone at West 7th Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Firestone at West 7th Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Firestone at West 7th Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
10×
Pest Issues Mentioned
Water Damage Mentioned
Security System Failures Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Firestone at West 7th Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Firestone at West 7th Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Deposit

Charged per pet.

$200

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$200

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$25 / mo

Amenities

Special Features

24-hour emergency maintenance Attached Garages Attached garages with private entry available BBQ grills Breakfast Nook* Butterfly MX Remote Entry Covered parking Crown Molding* Dining Room* Elegant wood flooring Floor to Ceiling Windows* Full-Size In-Home Washer/Dryer Garbage Disposals Gated Dog Park Gourmet kitchens with stainless steel appliances Granite countertops throughout Large Pantry* On-Site Security Pool side outdoor seating with fireplace Private outdoor balconies or patios* Resort-style swimming pool with waterfall Spacious living areas Spacious open floor plans Subway Tile Backsplash Sunroom with Oversized Windows* Two-story cardio & weight training fitness center Wood burning fireplaces in select homes

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Business Center Clubhouse Walk-Up Cabana Grill Fitness Center Pool Basketball Court Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Fireplace Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Hardwood Floors Carpet Tile Floors Dining Room Sunroom Built-In Bookshelves Crown Molding Double Pane Windows Window Coverings Floor to Ceiling Windows Balcony Patio

Pet Policy

Bringing a pet? Here's what Firestone at West 7th Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$200 Deposit
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Firestone at West 7th Apartments

Year Built: 1997
Stories: 3 stories
Units: 350
Phone: (682) 452-7375

From the property listing:

Come home to your urban oasis at Firestone at West 7th Apartments in downtown Fort Worth, TX!Our pet-friendly one and two-bedroom apartments are designed for relaxation and sophistication. Enjoy premium finishes like wood flooring, kitchens with granite countertops, modern lighting, subway tile backsplash, patios or balconies, and in-unit washers and dryers. Select homes feature built-in bookshelves, wood-burning fireplaces, and attached garages with private entries.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Firestone at West 7th Apartments require renters insurance?
We found specific coverage details on Firestone at West 7th Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Firestone at West 7th Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Firestone at West 7th Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Firestone at West 7th Apartments?
Plan for $1,100 to $2,298/month all-in. That's base rent ($1,085 – $2,283), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Firestone at West 7th Apartments allow pets?
Yes, Firestone at West 7th Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Deposit. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Firestone at West 7th Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Firestone at West 7th Apartments offer?
There are 17 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,085 – $2,283. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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