Renters Insurance at Lauren Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Lauren Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lauren Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lauren Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Lauren Apartments also has on-site security features (Property manager on site, Package lockers, Sprinklers, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Lauren Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
7301 Oakmont Blvd, Fort Worth, TX 76132
Southwest Fort Worth
Monthly Cost Breakdown at Lauren Apartments
The listed rent isn't the whole number. Here's what Lauren Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Lauren Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash/Trash Admin
Charged per unit.
Internet
Charged per unit.
Administrative Fee
Charged per unit.
100 Screening Fee
Application Fee Charged per applicant.
Pets Fees
Non-Refundable Pet Fee
Pet Fee - Non Refundable - Dog Charged per pet.
Monthly Pet Rent
PET RENT DOG Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Carport - Parking
Charged per vehicle.
Parking Fee
Charged per vehicle.
Detached Garage - Parking
Charged per vehicle.
Other
Please call us regarding our parking policy.
Garage Attached
Contact us about garage parking options and associated costs
Optional Add-On Fees
Roommate Change Fee
Per Person Per Occurrence Charged per unit.
Conditional Admin Fee
Charged per unit.
Situational Fees
Month To Month Charges
Charged per unit.
End of Lease Term Transfer Fee
Transfer fee at the end of your lease Charged per occurrence
NSF Fee
Payment Returned Fee Charged per occurrence.
Mid-Term Transfer Fee
Charged per occurrence.
Late Fee
Late on the 4th Charged per unit.
Pet Policy
Bringing a pet? Here's what Lauren Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Lauren Apartments
From the property listing:
Get ready for a better way of life at Lauren Apartments in Fort Worth, TX. Our newly renovated homes feature modern amenities, friendly service and other perks you’d expect from one of the best luxury apartments in Fort Worth. From our well-designed homes to vibrant neighborhood, all frills are included. Tour our luxury apartments today! We have one-, two- or three-bedroom floor plans at our luxury Fort Worth apartments—including split-bedroom, townhouse and attached garage options.
Frequently Asked Questions
Does Lauren Apartments require renters insurance?
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What will I actually pay per month at Lauren Apartments?
Does Lauren Apartments allow pets?
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Is SafeButler affiliated with Lauren Apartments?
What is SafeButler and how does it work for Lauren Apartments renters?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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