Renters Insurance at Oak Park Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Oak Park Apartments can push your insurance cost up or down:
Older Building
Built in 1978 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Water/Leak Issues
4 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1781/100K (13% above national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Oak Park Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Oak Park Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Euless.
Euless property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Euless track closely with national baselines. Oak Park Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.
Source: FBI UCR Program, Euless (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Oak Park Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
1350 N Main St, Euless, TX 76039
Hurst/Euless/Bedford
Monthly Cost Breakdown at Oak Park Apartments
The listed rent isn't the whole number. Here's what Oak Park Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Oak Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control
Charged per unit.
Pest Control Fees
Charged per unit.
Package
Charged per unit.
Maintenance Fee
Charged per unit.
Community Amenity Maintenance Fee
Charged per unit.
Valet Trash
Charged per unit.
Valet Trash Service
Charged per unit.
Administrative Fee
Charged per unit.
Application Fee
Charged per applicant.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Pet Fees and Charges
Charged per pet.
Monthly Pet Rent
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Garage
Charged per vehicle.
Optional Add-On Fees
Storage Space Rental
Charged per unit.
Pet Policy
Bringing a pet? Here's what Oak Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Oak Park Apartments
From the property listing:
Welcome to Oak Park, nestled in the heart of Euless, Texas. Offering a variety of spacious studio, one, two, and three-bedroom apartments, Oak Park provides an unparalleled living experience tailored to your lifestyle. Our community amenities are designed to enhance your everyday living, featuring a state-of-the-art fitness center, lap pool, tennis courts, and two resort-style pools with expansive sun decks. Enjoy social gatherings in our outdoor social area equipped with propane and charcoal grills, or take your furry friends for a stroll in our pet park.
Frequently Asked Questions
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What will I actually pay per month at Oak Park Apartments?
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What floor plans does Oak Park Apartments offer?
Is SafeButler affiliated with Oak Park Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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