Renters Insurance at Rose Street Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Rose Street Apartments can push your insurance cost up or down:
Older Building
Built in 1961 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2057/100K (30% above national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Rose Street Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Rose Street Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.
Arlington property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Arlington (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Rose Street Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
319 Rose St, Arlington, TX 76010
Downtown Arlington
Monthly Cost Breakdown at Rose Street Apartments
The listed rent isn't the whole number. Here's what Rose Street Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Rose Street Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Administrative Fee
Charged per unit.
Application Fee Per Applicant
Charged per unit.
Pets Fees
Pet Fee
Charged per pet.
Pet Policy
Bringing a pet? Here's what Rose Street Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Rose Street Apartments
From the property listing:
Welcome to your new home in Arlington, TX! We’re offering two great options designed for comfort and convenience: a cozy 1-bedroom, 1-bath apartment and a spacious 2-bedroom, 1-bath townhome—both located near UTA for easy access to everything you need. As a special introductory offer, enjoy half off your first month’s rent! Don’t miss this chance to find the perfect place to call home. Contact us today and make the smart move!
Frequently Asked Questions
Does Rose Street Apartments require renters insurance?
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What will I actually pay per month at Rose Street Apartments?
Does Rose Street Apartments allow pets?
How safe is the area around Rose Street Apartments?
What floor plans does Rose Street Apartments offer?
Is SafeButler affiliated with Rose Street Apartments?
What is SafeButler and how does it work for Rose Street Apartments renters?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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