Renters Insurance at Sedona Park Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Sedona Park Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Identity Theft Concerns
1 mentions in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1783/100K (13% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sedona Park Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Sedona Park Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.
Irving property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Irving track closely with national baselines. Sedona Park Apartments also has on-site security features (Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Irving (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Sedona Park Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
4200 W Northgate Dr, Irving, TX 75062
Irving
Monthly Cost Breakdown at Sedona Park Apartments
The listed rent isn't the whole number. Here's what Sedona Park Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Sedona Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Risk Management Fees
Risk Management Fees Charged per unit.
Trash Reimbursement
Trash Reimbursement Charged per unit.
Valet Trash
Valet Trash Fee Charged per unit.
Amenity Fee
Amenity Fee Charged per unit.
Rent Billing Fee
Rent Billing Fee Charged per unit.
Pest Control Fee
Pest Control Fee Charged per unit.
Connectivity Fee
Connectivity Fee Charged per unit.
Application Fee
Application Fee Charged per applicant.
Deposit Received
Deposit TBD upon app screening $200 to 1 mo. rent Charged per unit.
Non Refundable Admin Fee
Admin/Move-in Fee Charged per unit.
Pets Fees
Recurring Pet Fee
Recurring Pet Fee - Dog or Cat Charged per pet.
Non-Refundable Pet Fees
Pet Fee - Dog or Cat Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Reserved Parking
Reserved Parking - Parking Charged per vehicle.
COVPARKING
Covered Parking - Parking Charged per vehicle.
Surface Lot
Residents must have parking sticker. Guest must register to park and park in guest parking. Covered parking is reserved. Please call us for complete parking information.
Other
Residents must have parking sticker. Guest must register to park and park in guest parking. Covered parking is reserved. Please call us for complete parking information.
Addons Fees
Cleaning Fee
Carpet Cleaning Charged per unit.
Damage Repair Recovery
Carpet Replace / Repair Charged per unit.
Locks and Keys
Keys not returned Charged per unit.
Recurring Pet Fee
Pet Rent - Dog Charged per unit.
Washer and Dryer Fee
Washer and Dryer - Equipment Charged per unit.
Situational Fees
Legal Fees/ Evictions
Attorney / Legal Charges Charged per unit.
Month To Month Fee
Month To Month Charges Charged per unit.
Transfer Fee
Transfer Fee Charged per unit.
Pet Policy
Bringing a pet? Here's what Sedona Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Sedona Park Apartments
From the property listing:
The home of your dreams is waiting for you in Irving, Texas. We are centrally located near shopping, fine dining, and entertainment. What more could you need? Come see why Sedona Park is the place to call home. At Sedona Park, we are proud to offer five spacious floor plans designed with your comfort in mind with amenities you can’t find anyplace else. Updated appliances, plank flooring, granite countertop, washer and dryer connections and patio or balcony are just a few of the standard features you can expect. Our residents enjoy some of the best community features in the business.
Frequently Asked Questions
Does Sedona Park Apartments require renters insurance?
How much is renters insurance at Sedona Park Apartments?
What will I actually pay per month at Sedona Park Apartments?
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How safe is the area around Sedona Park Apartments?
What floor plans does Sedona Park Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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