Spring Valley Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Spring Valley Apartments in Stonewood/Stone Creek? Rent here runs $1,504 – $2,400, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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807 S Main St, Euless, TX 76040

Stonewood/Stone Creek

Built 1971 2 stories 150 units
3.2/5 ·74 reviews Google
1 review Apt. Finder
$1,504 – $2,400 /month

Monthly Cost Breakdown at Spring Valley Apartments

The listed rent isn't the whole number. Here's what Spring Valley Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,520 – $2,416
Base Rent $1,504 – $2,400
Est. Renters Insurance $16/mo

Renters Insurance at Spring Valley Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Spring Valley Apartments can push your insurance cost up or down:

Older Building

Built in 1971 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Theft Reports

2 mentions in Google reviews

Water/Leak Issues

4 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1781/100K (13% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Spring Valley Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Spring Valley Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Euless.

Euless property crime rate

1,781

per 100K residents

13% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
125 / 200
Larceny / theft
1,511 / 1,172
Vehicle theft
145 / 206

U.S. average

Near-average property crime means insurance premiums in Euless track closely with national baselines. Spring Valley Apartments also has on-site security features (Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Euless (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
Maintenance Issues Common topic
Theft Mentioned
Water Intrusion (pipes, sewage) Mentioned

On-Site Security

Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Spring Valley Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Spring Valley Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

Charged per unit.

$100

Application Fee Per Applicant

Charged per applicant.

$75

Utility Set Up Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Charged per pet.

$400

Monthly Pet Fee

Charged per pet.

$10 / mo

Monthly Pet Fee

Charged per pet.

$15 / mo

Amenities

Special Features

BBQ/ Picnic Area Classic-0 Cottages Full Upgrade Heat Pet Friendly

Community Features

Laundry Facilities Maintenance on site Online Services Pet Play Area Courtyard Grill Picnic Area Pool Playground Basketball Court

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Framed Mirrors Dishwasher Disposal Kitchen Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Spring Valley Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$400 Deposit
$15 Monthly Pet Rent
$10 Monthly Pet Rent

About Spring Valley Apartments

Year Built: 1971
Stories: 2 stories
Units: 150
Phone: (817) 799-6418

From the property listing:

Discover serene, comfortable living at Spring Valley—where relaxation meets convenience. Enjoy a refreshing pool, private patios, and covered parking, all designed to enhance your lifestyle. Your apartment home includes spacious walk-in closets, elegant tile flooring, and ceiling fans for year-round comfort. Plus, you'll have unmatched access to the Metroplex’s premier attractions, putting everything you love right at your doorstep.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Euless — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Spring Valley Apartments require renters insurance?
We didn't find a public insurance requirement for Spring Valley Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Spring Valley Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Spring Valley Apartments?
Plan for $1,520 to $2,416/month all-in. That's base rent ($1,504 – $2,400), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Spring Valley Apartments allow pets?
Yes, Spring Valley Apartments is pet-friendly. Here are the details: Cats Allowed. $400 Deposit. $15 Monthly Pet Rent. $10 Monthly Pet Rent. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Spring Valley Apartments?
Property crime in Euless sits near the national average — 1,781 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 125/100K here. On the property itself, you'll find property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does Spring Valley Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,504 – $2,400. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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