The Delano at North Richland Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Delano at North Richland Hills Apartments in Iron Horse? Rent here runs $1,434 – $4,878, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6250 Rosewood Dr, North Richland Hills, TX 76180

Iron Horse

Built 2003 2 stories 263 units
4.1/5 ·140 reviews Google
5/5 ·9 reviews Apt. Finder
$1,434 – $4,878 /month

Monthly Cost Breakdown at The Delano at North Richland Hills Apartments

The listed rent isn't the whole number. Here's what The Delano at North Richland Hills Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,578 – $5,022
Base Rent $1,434 – $4,878
Required Monthly Fees $130
Est. Renters Insurance $14/mo

Renters Insurance at The Delano at North Richland Hills Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Delano at North Richland Hills Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Pest Issues

3 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1814/100K (15% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Delano at North Richland Hills Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Delano at North Richland Hills Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.

North Richland Hills property crime rate

1,814

per 100K residents

15% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
195 / 200
Larceny / theft
1,471 / 1,172
Vehicle theft
148 / 206

U.S. average

Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. The Delano at North Richland Hills Apartments also has on-site security features (Controlled access, Property manager on site, Concierge, Gated, Gated access, Doorman, Package lockers, Sprinklers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
10×
Pest Issues Common topic
Water Damage Mentioned

On-Site Security

Controlled access Property manager on site Concierge Gated Gated access Doorman Package lockers Sprinklers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Delano at North Richland Hills Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Delano at North Richland Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Valet Trash

Charged per unit.

$30 / mo

Community Fee

Charged per unit.

$5 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$175

Move-In Fee

Charged per unit.

$275

NSF Fee

Charged per unit.

$30

Transfer Fee

Charged per unit.

$500

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

Free

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$125 - $175 / mo

Amenities

Special Features

Stainless Steel Appliance Package 2, 3 And 4 Bedroom Attached Garage Package Room Coming Soon! Smoke Free Community Walk-In Shower High-End Appliances Renovated Separate Dining Area White Cabinet Kitchen Island or Breakfast Bar Dog Park Coming Soon! Washer/Dryer Connections Built-In Computer Niche Double Sink Vanity and Garden Tub Dog Spa Coming Soon!

Community Features

Community-Wide WiFi Maintenance on site Trash Pickup - Door to Door Online Services Planned Social Activities Pet Care Car Charging Station Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Walk-Up Sundeck Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Security System Trash Compactor Storage Space Double Vanities Tub/Shower Fireplace Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Refrigerator Quartz Countertops Carpet Vinyl Flooring Dining Room Office Crown Molding Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what The Delano at North Richland Hills Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit
$30 Monthly Pet Rent

About The Delano at North Richland Hills Apartments

Year Built: 2003
Stories: 2 stories
Units: 263
Phone: (817) 241-0313

From the property listing:

The Delano at North Richland Hills apartments in North Richland Hills, TX offer 1-, 2-, 3-, and 4-bedroom apartments in Tarrant County, located within the Birdville Independent School District. These pet-friendly apartments welcome up to two pets per home and include a brand-new pet spa (coming soon), a swimming pool, fitness center, business center, gated access, move-in concierge service, and electric car charging stations.

Other Options Nearby

Still weighing your choices? Other communities in North Richland Hills — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Delano at North Richland Hills Apartments require renters insurance?
We didn't find a public insurance requirement for The Delano at North Richland Hills Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Delano at North Richland Hills Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Delano at North Richland Hills Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Delano at North Richland Hills Apartments?
Plan for $1,578 to $5,022/month all-in. That's base rent ($1,434 – $4,878), plus $130/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Delano at North Richland Hills Apartments allow pets?
Yes, The Delano at North Richland Hills Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. $30 Monthly Pet Rent. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around The Delano at North Richland Hills Apartments?
Property crime in North Richland Hills sits near the national average — 1,814 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 195/100K here. On the property itself, you'll find controlled access, property manager on site, concierge, gated — features that can qualify for premium discounts.
What floor plans does The Delano at North Richland Hills Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,434 – $4,878. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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