Renters Insurance at The Lyric at Keller Center Stage Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Lyric at Keller Center Stage Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 552/100K (65% below national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Lyric at Keller Center Stage Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Lyric at Keller Center Stage Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Keller.
Keller property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. The Lyric at Keller Center Stage Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Keller (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Lyric at Keller Center Stage Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
1400 N Main St, Keller, TX 76248
North Fort Worth
Monthly Cost Breakdown at The Lyric at Keller Center Stage Apartments
The listed rent isn't the whole number. Here's what The Lyric at Keller Center Stage Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Lyric at Keller Center Stage Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Package Services
Amount for package services. Charged per unit.
Utility - Billing Administrative Fee
Amount to manage utility services billing. Charged per unit.
Utility - Stormwater/Drainage
Amount for provision of storm water services. Charged per unit.
Utility - Stormwater/Drainage Admin Fee
Amount to manage drainage billing. Charged per unit.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home. Charged per unit.
Pest Control Services
Amount for pest control services. Charged per unit.
Trash Services - Hauling
Amount for shared trash/waste services. Charged per unit.
Internet Services
Amount for internet services provided by community. Charged per unit.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party
Utility - Sewer
Usage-Based (Utilities).Amount for provision of sewer services. Charged per unit.
Utility - Water
Usage-Based (Utilities).Amount for provision and consumptionof water Charged per unit.
Utility - Water/Wastewater Submeter Admin Fee
Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.
Pets Fees
Pet Deposit (Refundable)
Max of 2. Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms. Charged per pet.
Pet Fee
Max of 2. Amount to facilitate authorized pet move-in. Charged per pet.
Pet Rent
Max of 2. Monthly amount for authorized pet. Charged per pet
Pet Management - Third Party
Max of 2. Amount for authorized pet registration and screening services. Charged per pet. Payable to 3rd Party
Parking Fees
Parking Fee
Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.
Parking Fee
Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.
Addons Fees
Renters Liability/Content - Property Program
Amount to participate in the property Renters Liability Program. Charged per unit.
Common Area/Clubhouse Rental
Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per unit.
Cable TV Services
Amount for cable services in rental home. Charged per unit. Payable to 3rd Party
Situational Fees
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community. Charged per unit.
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability PolicyCharged per unit.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.Charged per unit.
Month-to-Month Fee
Amount, in addition to base rent, for a month-to-month leaseCharged per unit.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per unit.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.
Late Fee
Amount for paying after rent due date; per terms of lease. Charged per unit.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations. Charged per unit.
Lease Violation
Amount for violation of community policies and/or per lease terms. Charged per unit.
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet orassistance animal. Charged per unit.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.
Security Deposit Alternative
Amount for alternate program in lieu of paying a traditionalsecurity deposit. Charged per unit. Payable to 3rd Party
Payment Services - Alternative
Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent). Charged per unit. Payable to 3rd Party
Pet Policy
Bringing a pet? Here's what The Lyric at Keller Center Stage Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Lyric at Keller Center Stage Apartments
From the property listing:
The Lyric at Keller Center Stage offers a blend of comfort and quality. This community is located at 1400 N Main St in Keller. Providing 1 to 3 bedroom floor plans, your new home is ready for you. Let the professional leasing staff show you everything this community has to offer. It's time to love where you live. Stop by for a visit today.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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