Arlington, TX

The Roosevelt Arlington Commons Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for The Roosevelt Arlington Commons Apartments in Arlington? We break down what the lease requires, what coverage actually costs here (~$12/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at The Roosevelt Arlington Commons Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Roosevelt Arlington Commons Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

3 mentions in Google reviews

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

Security System Issues

4 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Roosevelt Arlington Commons Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$15,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Roosevelt Arlington Commons Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Roosevelt Arlington Commons Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Security System Failures Common topic
Theft Common topic
Water Damage Mentioned
Fire Mentioned
Slip/Fall Hazards Mentioned
Vehicle Crime Mentioned

On-Site Security

Controlled access Property manager on site Gated Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Roosevelt Arlington Commons Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Roosevelt Arlington Commons Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$20 / mo

Pet Policy

Bringing a pet? Here's what The Roosevelt Arlington Commons Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit

About The Roosevelt Arlington Commons Apartments

Year Built: 2017
Stories: 4 stories
Units: 351
Phone: (817) 803-1562

From the property listing:

The Roosevelt Arlington Commons features one and two-bedroom apartments in Arlington, TX. Spacious layouts and amenities welcome you home, along with exceptional service and an ideal location within walking distance to shopping, dining, and entertainment options. Are you looking for an apartment for rent in Arlington, TX? Contact our friendly, professional office staff to schedule a tour today.

Frequently Asked Questions

Does The Roosevelt Arlington Commons Apartments require renters insurance?
We didn't find a public insurance requirement for The Roosevelt Arlington Commons Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Roosevelt Arlington Commons Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). The Roosevelt Arlington Commons Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
Does The Roosevelt Arlington Commons Apartments allow pets?
Yes, The Roosevelt Arlington Commons Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Roosevelt Arlington Commons Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find controlled access, property manager on site, gated, covered parking — features that can qualify for premium discounts.
What floor plans does The Roosevelt Arlington Commons Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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