Renters Insurance at The Village on West Seminary Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Village on West Seminary Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Village on West Seminary Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Village on West Seminary Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Village on West Seminary Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Village on West Seminary Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
4201 William Fleming, #1012 Ct W, Fort Worth, TX 76115
Southwest Fort Worth
Monthly Cost Breakdown at The Village on West Seminary Apartments
The listed rent isn't the whole number. Here's what The Village on West Seminary Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Village on West Seminary Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Reimbursement
Trash Reimbursement Charged per unit.
LIABILITY WAIVER
LIABILITY WAIVER Charged per unit.
Other Utility Reimbursement
Other Utility Reimbursement Charged per unit.
Utility Billing Service Fees
Rent & Ancillary Billing Fee Charged per unit.
Pest Control Reimbursement
Pest Control Reimbursement Charged per unit.
Internet Reimbursement
Internet Reimbursement Charged per unit.
Pets Fees
Pet Fees Or Charges
Pet Fees - Dog Charged per pet.
Pet Rent
Pet Rent - Dog Charged per pet.
Addons Fees
Charges For Cleaning Needed
Charges For Cleaning Needed Charged per unit.
Damage Charges
Damage Charges - Carpet Repair Charged per unit.
Extra Keys Or Lock Changes
Keys Not Returned Charged per unit.
Concession Chargeback
Concession Chargeback Charged per unit.
Electric Reimbursement
Final Electric Reimbursement Charged per unit.
Access Card/Remote Fees
Remote/Access Card Not Returned Charged per unit.
Sewer Reimbursement
Final Sewer Reimbursement Charged per unit.
Water Reimbursement
Final Water Reimbursement Charged per unit.
Administration Fee
Administration Fee Charged per unit.
Application Fee
Application Fee Charged per unit.
Situational Fees
Transfer Fee
Transfer Fee Charged per unit.
Pet Policy
Bringing a pet? Here's what The Village on West Seminary Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Village on West Seminary Apartments
From the property listing:
The Village on West Seminary is a thoughtfully updated apartment community in Fort Worth, Texas. Formerly student housing, the community is now open to all residents while continuing to serve those connected to Southwestern Baptist Theological Seminary. Offering spacious two- and three-bedroom apartments, The Village blends a peaceful neighborhood setting with everyday convenience—ideal for students, professionals, and long-term renters alike.
Frequently Asked Questions
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What will I actually pay per month at The Village on West Seminary Apartments?
Does The Village on West Seminary Apartments allow pets?
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What floor plans does The Village on West Seminary Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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