Renters Insurance at TwentyOne15 Apartments
What Affects Your Premium Here
Every building is different. These factors specific to TwentyOne15 Apartments can push your insurance cost up or down:
Older Building
Built in 1980 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2057/100K (30% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for TwentyOne15 Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near TwentyOne15 Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.
Arlington property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. TwentyOne15 Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Arlington (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for TwentyOne15 Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
2115 Park Springs Cir, Arlington, TX 76013
West Arlington
Monthly Cost Breakdown at TwentyOne15 Apartments
The listed rent isn't the whole number. Here's what TwentyOne15 Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at TwentyOne15 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Community Maintenance Fee
Community Maintenance Fee Charged per unit.
Wifi/Internet Reimbursment
Wifi/Internet Reimbursment Charged per unit.
Administrative Fee
Administrative Fee Charged per unit.
Application Fee
Application Fee Charged per applicant.
Pets Fees
Pet Fees Or Charges
Pet Fee - first pet - Dog Charged per pet.
Pet Rent
Pet Rent - Dog Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking
Open Parking for Residents and Visitors
Addons Fees
Cleaning Charges
Carpet Cleaning Charged per unit.
Damage Charges
Carpet Replace / Repair Charged per unit.
Extra Keys Or Lock Changes
Keys not returned Charged per unit.
Administrative Fee
Online Administrative Fee Charged per unit.
Application Fee
Online Application Fee Charged per unit.
Situational Fees
Attorney Or Legal Charges
Attorney / Legal Charges Charged per unit.
Month To Month Charges
Month To Month Charges Charged per unit.
Transfer Fee
Transfer Fee Charged per unit.
Pet Policy
Bringing a pet? Here's what TwentyOne15 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About TwentyOne15 Apartments
From the property listing:
Enjoy the optimal experience in comfortable apartment living at TwentyOne15 Apartments in Arlington, Texas where great service and convenience meet to accommodate your lifestyle.TwentyOne15 Apartments offers 1 and 2 bedroom floor plans with best in class amenities including wood-style flooring, designer tile backsplash, brushed nickel hardware throughout, a resort-style swimming pool, an onsite clothes care center, kids playground and around the clock resident services. We’ll always be there for you when you rent one of these stunning apartment by now or give us a call today
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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