Renters Insurance at Venue at 8651 Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Venue at 8651 Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Venue at 8651 Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Venue at 8651 Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Venue at 8651 Apartments also has on-site security features (Property manager on site, Doorman, Package lockers, Covered parking, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Security
A recurring concern in reviews
“Where to begin…first, these apartments are in a very sketchy area.” — Google reviewer
Management
Consistently positive in reviews
“The ladies are very friendly and helpful.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
The natural-hazard picture for renters at this address is straightforward: flood risk is low and earthquake shaking isn't a meaningful concern, but Tarrant County sees real severe-weather activity — NOAA tallies roughly 19 severe weather events a year. The good news is that's exactly the kind of damage a standard renters policy is designed to handle. The section below walks through the local weather record.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.
Low seismic hazard · ground motion 0.04g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
NOAA's records put Tarrant County squarely in severe-weather territory: roughly 19 severe-weather events a year on average over the past five years. Unlike flood and earthquake, this is the kind of damage a standard renters policy is built for — wind, hail, lightning, and storm-driven water from a damaged roof are all covered. The historical breakdown is below.
Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.
Source: NOAA Storm Events Database, annual averages from the past five years for Tarrant County. Counts reflect reported events, not damage amounts.
Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.
8651 Meadowbrook Blvd, Fort Worth, TX 76120
East Fort Worth
Monthly Cost Breakdown at Venue at 8651 Apartments
The listed rent isn't the whole number. Here's what Venue at 8651 Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Venue at 8651 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Valet Trash
Charged per unit.
Utility Service Fee
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Smart Services
Charged per unit.
Pest Control Fee
Charged per unit.
Package
Charged per unit.
Utilities
Contact local utility providers to get monthly cost estimate s based on approximate household usage. Charged per unit.
Application Fee
Charged per applicant.
Admin Fee
Charged per unit.
Common Area Maintenance Fee
Charged per unit.
Security Deposit
Required security deposit or nonrefundable fee is based on s creening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options. Charged per unit.
Pets Fees
Pet Fee
Large Dogs Welcome.
Pet Rent
Max of 2. Large dogs welcome, breed restrictions will apply. Amount varies based on number of pets, connect with an agent for more details. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Multiple options available, price will vary. Conne ct with an agent for details. Charged per vehicle.
Parking Space
Max of 1. Multiple options available, price will vary. Conne ct with an agent for details. Charged per vehicle.
Situational Fees
Damage Waiver Program
Residents must have renters liability insurance. Without pro of of renters liability insurance, the resident will be enrolled in the Damage Waiver Program and charged the noted lease fee. This does not provide the individual with insurance coverage. Charged per unit.
Pet Policy
Bringing a pet? Here's what Venue at 8651 Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Venue at 8651 Apartments
From the property listing:
Live lavishly at the Venue at 8651 in Fort Worth, TX. Where upscale design meets copious convenience, that's where you'll find our gorgeous one-, two-, three-bedroom apartments complete with state-of-the-art washers and dryers, private patios, and air conditioning. As an exclusive community perk, you'll also enjoy access to our fitness center and covered parking. Discover a place to live and a lifestyle to love.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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