Renters Insurance at Woodwind Irving Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Woodwind Irving Apartments can push your insurance cost up or down:
Older Building
Built in 1983 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Water/Leak Issues
3 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1783/100K (13% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Woodwind Irving Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Woodwind Irving Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.
Irving property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Irving track closely with national baselines. Woodwind Irving Apartments also has on-site security features (Controlled access, Gated) that insurers recognize with discounts.
Source: FBI UCR Program, Irving (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Woodwind Irving Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
3947 Pleasant Run Rd, Irving, TX 75038
Irving
Monthly Cost Breakdown at Woodwind Irving Apartments
The listed rent isn't the whole number. Here's what Woodwind Irving Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Woodwind Irving Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Water
1 bedrooms = $90 per month 2 bedrooms = $110 per month Charged per unit.
Pest Control
Charged per unit.
Valet Trash
Ally picks up at each Unit's door at 7pm, 5 nights per week,Sunday – Thursday Charged per unit.
High Speed Internet Access
Charged per unit.
Application Fee Per Applicant
All 18+ must apply. Charged per applicant.
Administrative Fee
Charged per unit.
Additional Security Deposit - Refundable
Deposit starting at 250 Charged per unit.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Parking Deposit
Charged per vehicle.
Parking Fee
Charged per vehicle.
Covered
Please contact our team for further information.
Surface Lot
one per leaseholder
Pet Policy
Bringing a pet? Here's what Woodwind Irving Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Woodwind Irving Apartments
From the property listing:
Welcome to Woodwind Irving Discover contemporary apartment living at Woodwind Irving ideally located in the heart of Irving, Texas next to Victoria Park and Sam Houston Middle School. Our community offers thoughtfully designed one and two bedroom apartment homes featuring modern finishes, open-concept layouts, and private outdoor spaces. Enjoy upscale amenities including a resort-style pool, fitness center, resident clubhouse, and pet-friendly policies. With proximity to major highways, shopping centers, dining, and entertainment, Woodwind Irving delivers both convenience and comfort.
Frequently Asked Questions
Does Woodwind Irving Apartments require renters insurance?
How much is renters insurance at Woodwind Irving Apartments?
What will I actually pay per month at Woodwind Irving Apartments?
Does Woodwind Irving Apartments allow pets?
How safe is the area around Woodwind Irving Apartments?
What floor plans does Woodwind Irving Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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