Alister Galleria Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Alister Galleria Apartments in Uptown Houston? With rent at $1,187 - $2,592 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2100 Bering Dr, Houston, TX 77057

Uptown Houston

Built 1991 2 stories 200 units
5/5 ·95 reviews
$1,187 - $2,592 /month

Monthly Cost Breakdown at Alister Galleria Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Alister Galleria Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,315 – $2,720
Base Rent $1,187 – $2,592
Required Monthly Fees $113
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Alister Galleria Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alister Galleria Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alister Galleria Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alister Galleria Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Alister Galleria Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Resident Liability Program

On-time rent payment credit reporting.

$15 / mo

Trash

$25 / mo

Pest Control Fee

$5 / mo

Gas

$8 / mo

RentPlus (Credit Reporting)

On-time rent payment credit reporting.

$8.95 - $14.95 / mo

Electric

Billed by Conservice and paid to community.

Varies

Sewer

Billed by Conservice and paid to community.

Varies

Water

Billed by Conservice and paid to community.

Varies

Application Deposit

An application deposit is required, which is then refunded d... Read Moreuring move-in. The Security Deposit will be charged at move-in instead. Read Less

$200

Application Fee

$75

Administration Fee

Subject to screening approval.

$175

Security Deposit

Subject to screening approval.

$200

Pets Fees

Pet Deposit

Does not apply to verified assistance animals

$250

Pet Fee

$250

Pet Screening

Does not apply to verified assistance animals

$30

Pet Rent

$20 / mo

Parking Fees

Carport Parking

$50 / mo

Addons Fees

Bike Rentals

$15 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Alister Galleria Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Doorman

Amenities

Special Features

Silestone quartz counters and designer backsplashes Sophisticated kitchens featuring high-end cabinetry Programmable Air Conditioning Quartz counters and designer backsplashes Study layouts make the perfect home-office space* Expansive bay windows allow plenty of natural light* Oversized closets with sliding doors add extra storage On-time rental payment reporting through RentPlus Private balconies and patios Upgraded brushed nickel hardware Beautifully designed spacious 1- and 2-bedroom homes Fireplace* Luxe bathrooms with double-vanity, framed mirrors, and roman-style tub Sleek stainless appliances including double-sided refrigerator Breakfast bar and dining area in each home Five open and airy floor plans to choose from Walk in closets with sliding doors add extra storage

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Renters Insurance Program Online Services Planned Social Activities Wheelchair Accessible Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Sundeck Grill Picnic Area Pond Fitness Center Hot Tub Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Fireplace Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Dining Room Office Sunroom Crown Molding Bay Window Views Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Alister Galleria Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $250 Deposit
  • $20 Monthly Pet Rent
  • $250 Fee
  • 120 lb Weight Limit
  • 2 Pet Limit

About Alister Galleria Apartments

When you come to Alister Galleria, you'll quickly wonder how you ever lived anywhere else. It is a place with something for every apartment dweller. From its pampering amenities to its location in the heart of the action, this is more than apartment living - this is love. With five different one and two-bedroom apartment options offering up to 1,123 square feet, we have a space for every style and need. Apartments in Houston never looked so good.

Year Built: 1991
Stories: 2
Total Units: 200
Phone: (346) 248-3997

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Alister Galleria Apartments require renters insurance?
We didn't find a public insurance requirement for Alister Galleria Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alister Galleria Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Alister Galleria Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Alister Galleria Apartments?
Plan for $1,315 to $2,720/month all-in. That's base rent ($1,187 - $2,592), plus $113/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alister Galleria Apartments allow pets?
Yes, Alister Galleria Apartments is pet-friendly. Here are the details: Dogs Allowed. $250 Deposit. $20 Monthly Pet Rent. $250 Fee. 120 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Alister Galleria Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,187 - $2,592. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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