Beacon at Buffalo Pointe Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 14, 2026

Thinking about renting at Beacon at Buffalo Pointe Apartments in Southwest Houston? Rent here runs $1,125 - $3,096, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10301 Buffalo Speedway, Houston, TX 77054

Southwest Houston

Managed by MORGAN Built 2017 4 stories 279 units
3.3/5 ·163 reviews Google
5/5 ·44 reviews Apt. Finder
$1,125 - $3,096 /month

Monthly Cost Breakdown at Beacon at Buffalo Pointe Apartments

The listed rent isn't the whole number. Here's what Beacon at Buffalo Pointe Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,137 – $3,108
Base Rent $1,125 – $3,096
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at Beacon at Buffalo Pointe Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Beacon at Buffalo Pointe Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Beacon at Buffalo Pointe Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Beacon at Buffalo Pointe Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Beacon at Buffalo Pointe Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Beacon at Buffalo Pointe Apartments has on-site security features (Gated, Doorman) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
4×
Noise Mentioned
1×

On-Site Security

Gated Doorman

Fees Beyond Rent

These are the additional charges beyond base rent at Beacon at Buffalo Pointe Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$65

Administrative Fee

$150

Pets Fees

Pet Deposit

$300

Monthly Pet Fee

$20 / mo

One-Time Pet Fee

$350

Parking Fees

Parking Fee

$70 / mo

Amenities

Special Features

Private Lounge Area with WiFi Spa Inspired Bathrooms with Soaking Tubs & Separate Showers* Designer Custom Wood Cabinetry with Under Cabinet Lighting Door-to-Door Trash Pickup Heat Chef Kitchens with Large Island & Granite Countertops Dog Wash Other Air Conditioning_1 Built In Desk/Dry Bar Coffee Bar Gooseneck Faucets with Pull Down Sprayers Vaulted Ceilings Billiards Room Custom framed mirrors

Community Features

Trash Pickup - Door to Door Planned Social Activities Pet Play Area Elevator Business Center Clubhouse Breakfast/Coffee Concierge Conference Rooms Courtyard Grill Fitness Center Pool Playground Gas Range

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Dishwasher Disposal Granite Countertops Stainless Steel Appliances Kitchen Microwave Range Refrigerator Hardwood Floors Carpet Tile Floors Crown Molding Walk-In Closets Window Coverings Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Beacon at Buffalo Pointe Apartments.

Grocery

  • Fiesta Mart 4.2
  • H-E-B 4.5
  • Kroger 4.1

Pharmacy

  • Advance Pharmacy 4.7
  • Walgreens Pharmacy 3.0
  • Harris Health Pharmacy 4.8

Hospital

  • Emergency Room at The Woman's Hospital of Texas 4.0
  • Houston Methodist Hospital Emergency Room 3.1
  • Ben Taub Hospital Emergency Room 3.2

Gym

  • Planet Fitness 4.4
  • 24 Hour Fitness 4.3
  • 24 Hour Fitness 4.4

Restaurant

  • 7Spice 4.7
  • South Loop Cafe 4.8
  • Pappasito's Cantina 4.4

Park

  • Linkwood Park 4.6
  • Hermann Park 4.7
  • Mason Park 4.6

Bank

  • Wells Fargo Bank 2.5
  • PNC Bank 2.3

Gas

  • Valero 3.6
  • Shell 3.5
  • Shell 2.0

Pet Policy

Bringing a pet? Here's what Beacon at Buffalo Pointe Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $300 Deposit
  • $20 Monthly Pet Rent
  • $350 Fee
  • 80 lb Weight Limit
  • 2 Pet Limit

About Beacon at Buffalo Pointe Apartments

Welcome to The Beacon at Buffalo Pointe Apartments WHERE STYLE, CULTURE and CONVENIENCE CONVERGE. Our spacious one, two and three bedroom apartments are close to the Texas Medical Center and include stylish interiors, upscale furnishings and thoughtful designs. Ask us about our discounted rents with our Essential Housing Program. Managed by The Morgan Group

Year Built: 2017
Stories: 4
Total Units: 279
Management: MORGAN
Phone: (832) 293-4785

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

5401 Chimney Rock Apartments

Southwest Houston

$935 - $1,565 Ins: ~$18/mo

6Ten at Med Center Apartments

Southwest Houston

$845 - $1,399 Ins: ~$15/mo

Advenir at The Med Center Apartments

Southwest Houston

$1,059 - $2,099 Ins: ~$15/mo

Aven West Apartments

Southwest Houston

$706 - $1,122 Ins: ~$16/mo

Bankside Village Apartments

Southwest Houston

$854 - $2,218 Ins: ~$16/mo

Brays Villa Apartments

Southwest Houston

$725 - $1,455 Ins: ~$16/mo

Frequently Asked Questions

Does Beacon at Buffalo Pointe Apartments require renters insurance?
We didn't find a public insurance requirement for Beacon at Buffalo Pointe Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Beacon at Buffalo Pointe Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Beacon at Buffalo Pointe Apartments?
Plan for $1,137 to $3,108/month all-in. That's base rent ($1,125 - $3,096), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Beacon at Buffalo Pointe Apartments allow pets?
Yes, Beacon at Buffalo Pointe Apartments is pet-friendly. Here are the details: Dogs Allowed. $300 Deposit. $20 Monthly Pet Rent. $350 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Beacon at Buffalo Pointe Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find gated, doorman — features that can also qualify you for insurance discounts.
What floor plans does Beacon at Buffalo Pointe Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,125 - $3,096. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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