Block 334 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Block 334 Apartments in Downtown Houston? With rent at $1,585 - $3,300 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1515 Main St, Houston, TX 77002

Downtown Houston

Managed by Fairfield Built 2016 5 stories 207 units
4/5 ·21 reviews
$1,585 - $3,300 /month

Monthly Cost Breakdown at Block 334 Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Block 334 Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,600 – $3,315
Base Rent $1,585 – $3,300
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Block 334 Apartments

Accepted Insurance Providers

Block 334 Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

sure kin

From the Block 334 Apartments Website

Support Animals: If the animal is an emotional support animal, pet deposits are not necessary, and breed restrictions do not apply. A signed letter from a qualified professional, meeting the company’s standards for reasonable accommodation regarding emotional support animals, along with proof of current rabies vaccinations and licenses (if applicable by law), is required.

Service Animals: If the animal is a service animal, pet deposits are not necessary, and breed restrictions do not apply. If your disability and the work performed by the animal are not readily apparent, you may be asked to confirm that the service animal is required and asked to describe the work or tasks the service animal is trained to perform. Proof of current rabies vaccinations and licenses (if applicable by law) is required.

What Affects Your Premium Here

Every building is different. These factors specific to Block 334 Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Block 334 Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Block 334 Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $10 $120 budget Yes
USAA $11 $135 budget —
State Farm $15 $180 mid —
Progressive $16 $195 mid Yes
Safeco $16 $195 mid —
Travelers $18 $210 mid —
Allstate $19 $225 mid —
Nationwide $19 $225 mid —
Farmers $20 $240 premium —
Liberty Mutual $23 $270 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Block 334 Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Cat Deposit

$300

Cat Fee

$300

Dog Deposit

$300

Dog Fee

$300

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Block 334 Apartments.

On-Site Security

Package service Property manager on site Gated Covered parking

Amenities

Special Features

Direct Access Garage Parking Side-by-Side Refrigerator with Water Dispenser Kitchen Island* Private Patio or Balcony* Central Heating and Air Conditioning Game Room Lighted Ceiling Fans Skyline Views* Bike Storage Designer carpeting in bedroom suites In-Home Washer and Dryer Polished quartz or granite kitchen countertops EV charging stations Mosaic or Linear Travertine Backsplash Outdoor summer kitchen with grilling area Oversized Closets Extended 10-foot ceilings Meeting Room Shower with Glass Enclosure* Built-In Beverage Cooler* Custom Hardwood Flooring Hospitality Lounge

Community Features

Maintenance on site Car Charging Station Public Transportation Elevator Business Center Clubhouse Lounge Grill Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

Air Conditioning Ceiling Fans Framed Mirrors Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Oven Range Refrigerator Freezer Hardwood Floors Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Block 334 Apartments.

Grocery

  • Phoenicia Specialty Foods 4.6
  • Randalls 4.1
  • Main Food Store 3.2

Pharmacy

  • Midtown pharmacy 4.9
  • CVS Pharmacy 4.2
  • TruCare Pharmacy 4.8

Hospital

  • St. Joseph Medical Center Emergency Room 3.3
  • St. Joseph Medical Center 4.0
  • HCA Houston ER 24/7 - Montrose 4.8

Gym

  • Life Time 3.8
  • Be Fit Gym 4.7
  • 711 Fit 4.5

Restaurant

  • Hull & Oak 4.6
  • The Finn 4.4
  • Bungalow 4.5

Park

  • Trebly Park 4.7
  • Bagby Park 4.6
  • Sam Houston Park 4.6

Bank

  • Chase Bank 3.6
  • ATM (ATM Link, Inc.) 1.0
  • ATM

Gas

  • Chevron 3.2
  • Exxon 3.9
  • Shell 3.6

Pet Policy

Bringing a pet? Here's what Block 334 Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $300 Deposit
  • $25 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Block 334 Apartments

Since 1910, Block 334 has been in the center of Houstons trendsetters and elite. Today, Block 334 is making history again by reinventing luxury urban living. Each residence boasts 10-foot ceilings, gorgeous views of the city, lavish hardwood floors, and a full-size washer and dryer. Fine finishes like granite countertops, stainless steel appliances, wood-framed mirrors, and designer carpeting in bedroom suites set an uncommon standard for living. All of this, plus just steps away from some of the best that downtown Houston has to offer!

Year Built: 2016
Stories: 5
Total Units: 207
Management: Fairfield
Phone: (832) 504-9660

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

1414 Texas Downtown Apartments

Downtown Houston

$1,583 - $2,988 Ins: ~$15/mo

1711 Caroline Apartments

Downtown Houston

$999 - $2,865 Ins: ~$15/mo

500 Crawford Apartments

Downtown Houston

$1,415 - $2,525 Ins: ~$15/mo

City View Lofts

Downtown Houston

$1,485 - $3,767 Ins: ~$19/mo

Eighteen25 Downtown Apartments

Downtown Houston

$1,470 - $3,061 Ins: ~$15/mo

Ely at the Ballpark Apartments

Downtown Houston

$1,482 - $2,415 Ins: ~$15/mo

Frequently Asked Questions

Does Block 334 Apartments require renters insurance?
We didn't find a public insurance requirement for Block 334 Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Block 334 Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). Block 334 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Block 334 Apartments?
Plan for $1,600 to $3,315/month all-in. That's base rent ($1,585 - $3,300), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Block 334 Apartments allow pets?
Yes, Block 334 Apartments is pet-friendly. Here are the details: Dogs Allowed. $300 Deposit. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Block 334 Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,585 - $3,300. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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