Caldera Apartment Homes: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Caldera Apartment Homes in Houston? Rent here runs $795 - $1,490, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8791 Hammerly Blvd, Houston, TX 77080

Houston

Built 1981 3 stories 520 units
3.9/5 ·645 reviews Google
4/5 ·113 reviews
$795 - $1,490 /month

Monthly Cost Breakdown at Caldera Apartment Homes

The listed rent isn't the whole number. Here's what Caldera Apartment Homes actually costs each month once you add required fees and insurance.

Total Monthly Cost $888 – $1,583
Base Rent $795 – $1,490
Required Monthly Fees $78
Est. Renters Insurance $15/mo

Renters Insurance at Caldera Apartment Homes

Accepted Insurance Providers

Caldera Apartment Homes accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Caldera Apartment Homes can push your insurance cost up or down:

Older Building

Built in 1981 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Caldera Apartment Homes based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Caldera Apartment Homes:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Caldera Apartment Homes.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Caldera Apartment Homes has on-site security features (Controlled access, Property manager on site, Gated, Gated access, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
13×
Theft Mentioned
Pest Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated Gated access On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Caldera Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

LIABILITY WAIVER

Property Liability Waiver

$15 / mo

Storm Water Reimbursement

Storm admin fee

$2.55 / mo

Gas Reimbursement

Gas Service Fee

$3 / mo

Trash Reimbursement

Trash Reimbursement

$3 / mo

Utility Billing Service Fees

Utility Billing Service Fees

$4.45 / mo

Pest Control Reimbursement

Pest Control

$5 / mo

Administration Fee

Administration Fee

$150

Application Fee

Application Fee

$55

Pets Fees

Pet Fees Or Charges

Pet Fees - Cat

$400

Pet Rent

Pet Rent - Dog

$25 / mo

Parking Fees

Parking Fee

$50 / mo

Addons Fees

Charges For Cleaning Needed

Charges For Cleaning Needed

$1

Damage Charges

Damage Charges - Carpet Repair

$1

Extra Keys Or Lock Changes

Keys Not Returned

$1

Concession Chargeback

Concession Chargeback

$1

Electric Reimbursement

Final Electric Reimbursement

$1

Access Card/Remote Fees

Remote/Access Card Not Returned

$1

Sewer Reimbursement

Final Sewer Reimbursement

$1

Water Reimbursement

Final Water Reimbursement

$1

Situational Fees

Month To Month Charges

Month To Month Charges

$250

Transfer Fee

Transfer Fee

$500

Amenities

Special Features

Access to Public Transportatio Beautiful Courtyards Built -In Bookcases Ceramic Tile Flooring* Controlled Access Building Eat-in area Faux Blinds Fitness Center Flexible Payment Options Available Full Size Washer/Dryer Connections Full Size Washer/Dryer Connections* Gated Community Granite Countertops Granite Countertops* Large Closets Night Patrol On-Site Maintenance Package Receiving Patio/Balcony Pet Stations Plank Flooring* Playground Stainless Steel Appliances Stainless Steel Appliances* Walk-In Closets Washer/Dryer Connections* Wood Style Flooring*

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Renters Insurance Program Online Services Pet Play Area Business Center Clubhouse Storage Space Walk-Up Courtyard Grill Fitness Center Pool Playground Putting Greens Golf Course

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Walk-In Closets Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Caldera Apartment Homes allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $20 Monthly Pet Rent
  • $500 Fee
  • 100 lb Weight Limit
  • 2 Pet Limit

About Caldera Apartment Homes

Experience affordable Houston apartment living with an emphasis on comfort at Caldera Apartment Homes. This Spring Branch community offers spacious studio, one and two bedrooms residences with optional upgrades such as stainless steel appliances and plank flooring. Outside, you can spend time at one of the two swimming pools. There are also full sized washer and dryers in select units. Contact the leasing office today!

Year Built: 1981
Stories: 3
Total Units: 520
Phone: (833) 964-4060

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Caldera Apartment Homes require renters insurance?
We didn't find a public insurance requirement for Caldera Apartment Homes, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Caldera Apartment Homes?
For this zip code and building type, expect to pay around $15/month ($176/year). Caldera Apartment Homes has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Caldera Apartment Homes?
Plan for $888 to $1,583/month all-in. That's base rent ($795 - $1,490), plus $78/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Caldera Apartment Homes allow pets?
Yes, Caldera Apartment Homes is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $500 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Caldera Apartment Homes?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find controlled access, property manager on site, gated, gated access — features that can also qualify you for insurance discounts.
What floor plans does Caldera Apartment Homes offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $795 - $1,490. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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