Houston, TX

Haven at Briargrove Apartments: Renters Insurance Guide & What It Actually Costs

Last updated May 10, 2026

Looking for the best renters insurance for Haven at Briargrove Apartments in Houston? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Haven at Briargrove Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Haven at Briargrove Apartments can push your insurance cost up or down:

Older Building

Built in 1978 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Haven at Briargrove Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Haven at Briargrove Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Haven at Briargrove Apartments also has on-site security features (Controlled access, Gated, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Safety Concerns Mentioned
Theft Mentioned
Pest Issues Mentioned

What residents talk about most

Management

Mixed feedback in reviews

On-Site Security

Controlled access Gated Covered parking

Natural Hazards & Your Renters Coverage

The natural-hazard picture for renters at this address is straightforward: flood risk is low and earthquake shaking isn't a meaningful concern, but Harris County sees real severe-weather activity — NOAA tallies roughly 22 severe weather events a year. The good news is that's exactly the kind of damage a standard renters policy is designed to handle. The section below walks through the local weather record.

Earthquake shaking

USGS rates seismic activity here as low. A damaging earthquake is unlikely enough that most renters skip the earthquake endorsement entirely — your standard renters policy still covers the things you actually claim against (theft, fire, water damage from leaks, wind damage). The hazard data is below for completeness.

Low seismic hazard · ground motion 0.03g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

NOAA's records put Harris County squarely in severe-weather territory: roughly 22 severe-weather events a year on average over the past five years. Unlike flood and earthquake, this is the kind of damage a standard renters policy is built for — wind, hail, lightning, and storm-driven water from a damaged roof are all covered. The historical breakdown is below.

High-wind events ~22.0/yr
Hail events ~15.4/yr
Tornado events ~2.6/yr
Flood events ~6.0/yr

Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.

Source: NOAA Storm Events Database, annual averages from the past five years for Harris County. Counts reflect reported events, not damage amounts.

Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.

3030 Elmside Dr, Houston, TX 77042

Westchase

Managed by Ascension Built 1978 2 stories 384 units
3.9/5 ·446 reviews Google
Apt. Finder
$849 – $1,600 /month

Monthly Cost Breakdown at Haven at Briargrove Apartments

The listed rent isn't the whole number. Here's what Haven at Briargrove Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,020 – $1,771
Base Rent $849 – $1,600
Required Monthly Fees $155
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Haven at Briargrove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Fee

Ixfinity Internet

$15 / mo

Trash

$18 / mo

Technology Fee

$5 / mo

High Speed Internet Access

Ixfinity Internet

$65 / mo

Pest Control

$7 / mo

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$300 - $500

Optional Add-On Fees

Liability Insurance

$10

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Haven at Briargrove Apartments.

Pharmacy

  • CVS Pharmacy 4.4
  • Kroger Pharmacy 3.3
  • Walgreens Pharmacy 3.7

Hospital

  • HCA Houston ER 24/7 - Westchase 4.7
  • Emergency Room at HCA Houston West 3.1
  • HCA Houston ER 24/7 - Bellaire 4.8

Gym

  • Retro Fitness 4.6
  • Houston Gym 4.6
  • Kinitro Fitness - Gym 5.0

Restaurant

  • Kasra Persian Grill 4.6
  • Sushi Masa Westheimer 4.8
  • Lava Lounge 4.7

Bank

  • Bank of Texas 4.3
  • ACE Cash Express 4.8
  • Bank of Texas 4.4

Gas

  • Kroger Fuel Center 4.3
  • Phillips 66 4.4
  • Exxon 4.1

Pet Policy

Bringing a pet? Here's what Haven at Briargrove Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Haven at Briargrove Apartments

Year Built: 1978
Stories: 2 stories
Units: 384
Management: Ascension
Phone: (832) 532-1456

From the property listing:

Looking for a renovated home in a great location near intersection of Sam Houston Tollway and Westpark Tollway, next to Westheimer Rd.? Haven at Briargrove might be the community for you! We are conveniently located near highways, bus stops, restaurants and schools. You can either commute with ease or even walk to nearby stores. With the new management taking over a couple months ago, we’ve already made headway with renovations including new units, roofing, paint and landscaping. Here you can be stress-free with an after-school program we offer, and we welcome your furry friends.

Frequently Asked Questions

Does Haven at Briargrove Apartments require renters insurance?
We didn't find a public insurance requirement for Haven at Briargrove Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Haven at Briargrove Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Haven at Briargrove Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Haven at Briargrove Apartments?
Plan for $1,020 to $1,771/month all-in. That's base rent ($849 – $1,600), plus $155/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Haven at Briargrove Apartments allow pets?
Pet policies at Haven at Briargrove Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Haven at Briargrove Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, gated, covered parking — features that can qualify for premium discounts.
What floor plans does Haven at Briargrove Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $849 – $1,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Haven at Briargrove Apartments?
No. SafeButler is not affiliated with Haven at Briargrove Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Haven at Briargrove Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Haven at Briargrove Apartments directly. For lease, payment, or maintenance questions, contact the Haven at Briargrove Apartments leasing office.
What is SafeButler and how does it work for Haven at Briargrove Apartments renters?
SafeButler helps renters at Haven at Briargrove Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Haven at Briargrove Apartments in Houston, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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