Renters Insurance at Legacy Park Apartments
We found a few insurance details on Legacy Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Legacy Park Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Legacy Park Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Legacy Park Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Legacy Park Apartments also has on-site security features (Package lockers, Sprinklers, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
On-Site Security
10801 Legacy Park Dr, Houston, TX 77064
Houston
Monthly Cost Breakdown at Legacy Park Apartments
The listed rent isn't the whole number. Here's what Legacy Park Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Legacy Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Pet Deposit
Monthly Pet Fee
One-Time Pet Fee
Parking Fees
Parking Fee
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Legacy Park Apartments.
Grocery
- Kroger 4.0
- Whole Foods Market 4.4
- H-E-B 4.4
Pharmacy
- Empower Pharmacy 4.4
- Legacy Park Apartments 3.7
- White heart pharmacy 4.9
Hospital
- Life Savers Emergency Room - Willowbrook 4.5
- HCA Houston ER 24/7 - Copperfield 4.7
- HCA Houston ER 24/7 - Bellaire 4.8
Restaurant
- First Watch 4.5
- Supreme Taste 4.3
- Charlie D’s pizza 4.7
Bank
- Legacy Park Apartments 3.7
- Wells Fargo Drive-Up Bank 1.7
Gas
- Exxon 4.1
- Honey Farms 3.6
- Costco Gas Station 4.7
Pet Policy
Bringing a pet? Here's what Legacy Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Fees may vary by pet type or count — confirm with the leasing office.
About Legacy Park Apartments
From the property listing:
Our community offers one and two-bedroom apartments with modern amenities, including a resort-style pool, fitness center, and business center. Residents have access to highly-rated schools, including Willbern Elementary (within walking distance), Campbell Middle School, Cypress Ridge High School, and Lone Star College-University Park. Carol Fox Park and Marrs Satsuma Pocket Park are nearby for outdoor enthusiasts. Shopping and dining options are plentiful, with Willowbrook Mall and Vintage Park just a short drive away.
Frequently Asked Questions
Does Legacy Park Apartments require renters insurance?
How much is renters insurance at Legacy Park Apartments?
What will I actually pay per month at Legacy Park Apartments?
Does Legacy Park Apartments allow pets?
How safe is the area around Legacy Park Apartments?
What floor plans does Legacy Park Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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