Marquis Champions Forest Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Marquis Champions Forest Apartments in Northwest Houston? Rent here runs $1,052 – $2,444, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5959 W FM 1960, Houston, TX 77069

Northwest Houston

Managed by CWS Capital Partners Built 1995 3 stories 404 units
3.9/5 ·494 reviews Google
5/5 ·7 reviews Apt. Finder
$1,052 – $2,444 /month

Monthly Cost Breakdown at Marquis Champions Forest Apartments

The listed rent isn't the whole number. Here's what Marquis Champions Forest Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,221 – $2,613
Base Rent $1,052 – $2,444
Required Monthly Fees $156
Est. Renters Insurance $13/mo

Renters Insurance at Marquis Champions Forest Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Marquis Champions Forest Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$13

Est. Monthly

$159

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Marquis Champions Forest Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Marquis Champions Forest Apartments:

Carrier Monthly Annual
Lemonade $7/mo $86/yr
USAA $8/mo $97/yr
State Farm $11/mo $130/yr
Progressive $12/mo $140/yr
Safeco $12/mo $140/yr
Travelers $13/mo $151/yr
Allstate $14/mo $162/yr
Nationwide $14/mo $162/yr
Farmers $14/mo $173/yr
Liberty Mutual $16/mo $194/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Marquis Champions Forest Apartments also has on-site security features (Controlled access, Gated, Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Controlled access Gated Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Marquis Champions Forest Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

$10 / mo

Trash Fee

$10 / mo

Valet Trash

$25 / mo

Pest Control

$5 / mo

Utility - Billing Administrative Fee

$6 / mo

High Speed Internet Access

$70 / mo

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Cat Fee

$400

Dog Fee

$400

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Amenities

Special Features

Efficient Appliances Attached Garage Included Ceiling Fans in Living Room & Bedroom W/D Hookup 9' Ceilings w/Crown Molding Air Conditioner Built-In Bookcases Carport Nature Trails Nearby Private Patio or Balcony Reserved Carport Parking Attached and Detached Private Garages Carpeting Ceiling Fan Wood-Burning Fireplaces Extra Storage Private Fenced Yard Two Sparkling Swimming Pools Wi-Fi Throughout Social Spaces Zoned for Cypress-Fairbanks ISD Framed Mirror in Bathroom Full-Sized Washer & Dryer in Unit Pet Friendly* 1st Floor Unit Breakfast Bar or Kitchen Island Large Closets Modern Grey Cabinets and Tile Backsplash Newly Renovated One- and Two-Bedroom Floor Plans Tile Backsplash Entertaining Clubhouse Large Soaking Tubs On-Site Dog Park Shaker-Style Cabinetry w/Nickle Hardware Undermount Kitchen Sink w/Gooseneck Faucet Washer & Dryer Connections Wood-Style Planking or Tile Flooring

Community Features

Wi-Fi Trash Pickup - Door to Door Pet Play Area Business Center Clubhouse Sundeck Grill Picnic Area Fitness Center Pool Playground Basketball Court Tennis Court Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Island Kitchen Eat-in Kitchen Kitchen Microwave Range Refrigerator Hardwood Floors Carpet Tile Floors Dining Room High Ceilings Crown Molding Walk-In Closets Window Coverings Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Marquis Champions Forest Apartments.

Grocery

  • Whole Foods Market 4.4
  • Randalls 4.1
  • Gordon Restaurant Market 4.5

Pharmacy

  • CVS Pharmacy 4.3
  • CVS Pharmacy 3.5
  • Walgreens Pharmacy 3.4

Hospital

  • HCA Houston ER 24/7 - Cypress / FM 1960 4.8
  • Life Savers Emergency Room - Willowbrook 4.5
  • Houston Methodist Willowbrook Emergency Department 2.1

Gym

  • Texas Flex Fitness 5.0
  • Redzone Training Center 4.9
  • Planet Fitness 4.5

Restaurant

  • JINYA Ramen Bar - FM 1960 4.8
  • Cutten Kitchen 4.3
  • Lunitas To-Go 4.8

Park

  • Champion Forest Park 4.6
  • HRF Parks and Grounds Park 4.5
  • Cy-Champ Park 4.6

Bank

  • Chase Bank 2.5
  • Chase Bank 2.9
  • Wells Fargo Bank 2.4

Gas

  • Shell 3.2
  • Exxon 4.1
  • Chevron Cutten 2.0

Pet Policy

Bringing a pet? Here's what Marquis Champions Forest Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Marquis Champions Forest Apartments

Year Built: 1995
Stories: 3 stories
Units: 404
Management: CWS Capital Partners
Phone: (832) 558-3901

From the property listing:

Located near the Champions area of Northwest Houston, Marquis Champions Forest places you at the center of convenience and comfort. With quick access to FM 1960, Highway 249, and Beltway 8, commuting to major employment centers or exploring the city is effortless. Outdoor enthusiasts can enjoy scenic nature trails, serene greenspaces, and nearby recreational spots like Meyer Park and Collins Park - perfect for walking, jogging, and weekend picnics.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Marquis Champions Forest Apartments require renters insurance?
We didn't find a public insurance requirement for Marquis Champions Forest Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Marquis Champions Forest Apartments?
For this zip code and building type, expect to pay around $13/month ($159/year). Marquis Champions Forest Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Marquis Champions Forest Apartments?
Plan for $1,221 to $2,613/month all-in. That's base rent ($1,052 – $2,444), plus $156/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Marquis Champions Forest Apartments allow pets?
Yes, Marquis Champions Forest Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Marquis Champions Forest Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, gated, covered parking, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Marquis Champions Forest Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,052 – $2,444. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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