Neo at Ten Apartments Renters Insurance

Renters Insurance at Neo at Ten Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Neo at Ten Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Neo at Ten Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Neo at Ten Apartments:

Carrier	Monthly	Annual	Tier	Buy Online
Lemonade	$8/mo	$96/yr	Budget
USAA	$9/mo	$108/yr	Budget	—
State Farm	$12/mo	$144/yr	Mid	—
Progressive	$13/mo	$156/yr	Mid
Safeco	$13/mo	$156/yr	Mid	—
Travelers	$14/mo	$168/yr	Mid	—
Allstate	$15/mo	$180/yr	Mid	—
Nationwide	$15/mo	$180/yr	Mid	—
Farmers	$16/mo	$192/yr	Premium	—
Liberty Mutual	$18/mo	$216/yr	Premium	—

Discounts You May Qualify For

Claims-free (if applicable)

-10%

Pay-in-full annual

-7%

Paperless/autopay

-3%

Multi-policy bundle

-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary

530 / 200

Larceny / theft

2,927 / 1,172

Vehicle theft

555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Neo at Ten Apartments also has on-site security features (Doorman, Package lockers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

On-Site Security

Doorman Package lockers Covered parking

14805 Grisby Rd, Houston, TX 77079

Energy Corridor

Managed by American Landmark Built 2015 4 stories 293 units

3.7/5 ·325 reviews Google

4/5 ·16 reviews Apt. Finder

$1,080 – $1,945 /month

Monthly Cost Breakdown at Neo at Ten Apartments

The listed rent isn't the whole number. Here's what Neo at Ten Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,093 – $1,958

Base Rent $1,080 – $1,945

Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Neo at Ten Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$300 - $300

Parking Fees

Parking Fee

$30 / mo

Parking Fee

$50 / mo

Pet Policy

Bringing a pet? Here's what Neo at Ten Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

$25 Monthly Pet Rent

$300 Fee

2 Pet Limit

About Neo at Ten Apartments

Year Built: 2015

Stories: 4 stories

Units: 293

Management: American Landmark

Phone: (832) 604-1481

Frequently Asked Questions

Does Neo at Ten Apartments require renters insurance?

We didn't find a public insurance requirement for Neo at Ten Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.

How much is renters insurance at Neo at Ten Apartments?

For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.

What will I actually pay per month at Neo at Ten Apartments?

Plan for $1,093 to $1,958/month all-in. That's base rent ($1,080 – $1,945), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.

Does Neo at Ten Apartments allow pets?

Yes, Neo at Ten Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.

How safe is the area around Neo at Ten Apartments?

Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find doorman, package lockers, covered parking — features that can qualify for premium discounts.

What floor plans does Neo at Ten Apartments offer?

There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,080 – $1,945. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Is SafeButler affiliated with Neo at Ten Apartments?

No. SafeButler is not affiliated with Neo at Ten Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Neo at Ten Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Neo at Ten Apartments directly. For lease, payment, or maintenance questions, contact Neo at Ten Apartments's leasing office.

What is SafeButler and how does it work for Neo at Ten Apartments renters?

SafeButler helps renters at Neo at Ten Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Neo at Ten Apartments in Houston, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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