Renters Insurance at Stadia Med Main Apartments
We found a few insurance details on Stadia Med Main Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Stadia Med Main Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$13
Est. Monthly
$154
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Stadia Med Main Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Stadia Med Main Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $101/yr |
| USAA | $9/mo | $113/yr |
| State Farm | $13/mo | $151/yr |
| Progressive | $14/mo | $164/yr |
| Safeco | $14/mo | $164/yr |
| Travelers | $15/mo | $176/yr |
| Allstate | $16/mo | $189/yr |
| Nationwide | $16/mo | $189/yr |
| Farmers | $17/mo | $202/yr |
| Liberty Mutual | $19/mo | $227/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Stadia Med Main Apartments also has on-site security features (Package service, Controlled access, Gated, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
9330 Main St, Houston, TX 77025
Medical Center
Monthly Cost Breakdown at Stadia Med Main Apartments
The listed rent isn't the whole number. Here's what Stadia Med Main Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Stadia Med Main Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Stormwater/Drainage Admin Fee
Amount to manage drainage billing.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home.
Trash Administrative Fee
Amount to manage trash service billing.
Community Amenity Fee
Amount for community amenity use and services.
Pest Control Services
Amount for pest control services.
Trash Services - Hauling
Amount for shared trash/waste services.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.
Security Deposit Alternative
Amount for alternate program in lieu of paying a traditionalsecurity deposit.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice.
Administrative Fee
Amount to facilitate move-in process for a resident.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market.
Utility - Billing Administrative Fee
Amount to manage utility services billing.
Pets Fees
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Rent
Monthly amount for authorized pet.
Pet Management - Third Party
Amount for authorized pet registration and screening services.
Parking Fees
Parking Fee
Amount for garage parking space/services. May be subject to availability.
Addons Fees
Common Area/Clubhouse Rental
Amount to rent a shared common area space, including clubhouse. May be subject to availability.
Concierge Services
Amount for community concierge services; may be provided by third party.
Situational Fees
Month-to-Month Fee
Amount, in addition to base rent, for a month-to-month lease
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person.
Returned Payment Fee (NSF)
Amount for returned payment.
Payment Services - Alternative
Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent).
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy
Trash Container - Replacement
Amount to replace trash/waste container.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Common Area/Clubhouse Deposit (Refundable)
Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges.
Late Fee
Amount for paying after rent due date; per terms of lease.
Lease Violation
Amount for violation of community policies and/or per lease terms.
Insufficient Move-Out Notice Fee
Amount for not providing notice to move-out as required by lease.
Lease Violation - Extermination Services
Amount for violation of pest-related community policies.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet orassistance animal.
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Stadia Med Main Apartments.
Hospital
- Emergency Room - Baylor St. Luke's Medical Center - Holcombe - Houston, TX 2.4
- Houston Methodist Hospital Emergency Room 3.1
- Centro Médico Memorial Hermann-Texas 2.2
Gym
- DexaFit Katy 4.9
- Houston Gym 4.6
- Planet Fitness 4.4
Restaurant
- Capt. Benny's 4.3
- Pei Wei Asian Kitchen 4.8
- The Ultimate Kitchen 4.0
Bank
- Chase Bank 2.7
- Bank of America (with Drive-thru ATM) 2.2
- Chase ATM 5.0
Gas
- Exxon 3.9
- Shell 1.2
- Texaco 4.0
Pet Policy
Bringing a pet? Here's what Stadia Med Main Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Stadia Med Main Apartments
From the property listing:
You work hard all day. When you come home, it's time to unwind, and let us work hard for you. At Stadia Med Main, our priority is offering only the best for our residents- from every hand-selected finish to our premium location by Houston's Texas Medical Center. Revel in a short commute, indulge in Main Street's unique culinary scene, and explore Houston's most loved attractions. Calling Stadia Med Main home is sure to feel like a win.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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