Houston, TX

Stadia Med Main Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for Stadia Med Main Apartments in Houston? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 7 discounts that may apply, and how the major carriers compare for your zip.

Get Renters Insurance for Stadia Med Main Apartments

Compare renters insurance quotes in seconds


Renters Insurance at Stadia Med Main Apartments

We found a few insurance details on Stadia Med Main Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Stadia Med Main Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$13

Est. Monthly

$154

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Stadia Med Main Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Stadia Med Main Apartments:

Carrier Monthly Annual
Lemonade $8/mo $101/yr
USAA $9/mo $113/yr
State Farm $13/mo $151/yr
Progressive $14/mo $164/yr
Safeco $14/mo $164/yr
Travelers $15/mo $176/yr
Allstate $16/mo $189/yr
Nationwide $16/mo $189/yr
Farmers $17/mo $202/yr
Liberty Mutual $19/mo $227/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Stadia Med Main Apartments also has on-site security features (Package service, Controlled access, Gated, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Theft Mentioned

On-Site Security

Package service Controlled access Gated Doorman Sprinklers Covered parking

9330 Main St, Houston, TX 77025

Medical Center

Built 2020 4 stories 338 units
4.4/5 ·452 reviews Google
5/5 ·61 reviews Apt. Finder
$1,198 – $2,414 /month

Monthly Cost Breakdown at Stadia Med Main Apartments

The listed rent isn't the whole number. Here's what Stadia Med Main Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,294 – $2,510
Base Rent $1,198 – $2,414
Required Monthly Fees $83
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Stadia Med Main Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$1.15 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Community Amenity Fee

Amount for community amenity use and services.

$45 / mo

Pest Control Services

Amount for pest control services.

$5 / mo

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditionalsecurity deposit.

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Administrative Fee

Amount to facilitate move-in process for a resident.

$200

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$50

Utility - Billing Administrative Fee

Amount to manage utility services billing.

$15

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$30 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$25 - $30 / yr

Parking Fees

Parking Fee

Amount for garage parking space/services. May be subject to availability.

$65 / mo

Addons Fees

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability.

$300 / occurence

Concierge Services

Amount for community concierge services; may be provided by third party.

Varies

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease

$200 / mo

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person.

$6.95 - $10.95 / mo

Returned Payment Fee (NSF)

Amount for returned payment.

$100 / occurence

Payment Services - Alternative

Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent).

$14.99 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$15 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$25 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$300 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$5 - $75 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Common Area/Clubhouse Deposit (Refundable)

Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms.

Varies

Insufficient Move-Out Notice Fee

Amount for not providing notice to move-out as required by lease.

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal.

Varies

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Stadia Med Main Apartments.

Hospital

  • Emergency Room - Baylor St. Luke's Medical Center - Holcombe - Houston, TX 2.4
  • Houston Methodist Hospital Emergency Room 3.1
  • Centro Médico Memorial Hermann-Texas 2.2

Gym

  • DexaFit Katy 4.9
  • Houston Gym 4.6
  • Planet Fitness 4.4

Restaurant

  • Capt. Benny's 4.3
  • Pei Wei Asian Kitchen 4.8
  • The Ultimate Kitchen 4.0

Bank

  • Chase Bank 2.7
  • Bank of America (with Drive-thru ATM) 2.2
  • Chase ATM 5.0

Gas

  • Exxon 3.9
  • Shell 1.2
  • Texaco 4.0

Pet Policy

Bringing a pet? Here's what Stadia Med Main Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$350 Fee
99 lb Weight Limit
2 Pet Limit

About Stadia Med Main Apartments

Year Built: 2020
Stories: 4 stories
Units: 338
Phone: (346) 209-0524

From the property listing:

You work hard all day. When you come home, it's time to unwind, and let us work hard for you. At Stadia Med Main, our priority is offering only the best for our residents- from every hand-selected finish to our premium location by Houston's Texas Medical Center. Revel in a short commute, indulge in Main Street's unique culinary scene, and explore Houston's most loved attractions. Calling Stadia Med Main home is sure to feel like a win.

Frequently Asked Questions

Does Stadia Med Main Apartments require renters insurance?
We found specific coverage details on Stadia Med Main Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Stadia Med Main Apartments?
For this zip code and building type, expect to pay around $13/month ($154/year). Stadia Med Main Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Stadia Med Main Apartments?
Plan for $1,294 to $2,510/month all-in. That's base rent ($1,198 – $2,414), plus $83/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Stadia Med Main Apartments allow pets?
Yes, Stadia Med Main Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Stadia Med Main Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, gated, doorman — features that can qualify for premium discounts.
What floor plans does Stadia Med Main Apartments offer?
There are 30 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,198 – $2,414. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Real quotes · under a minute

Ready to lock down coverage at Stadia Med Main Apartments?

I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.