Stone Creek at Old Farm Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 14, 2026

Thinking about renting at Stone Creek at Old Farm Apartments in Woodlake-Briar Meadow? Rent here runs $1,035 - $2,990, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8585 Woodway Dr, Houston, TX 77063

Woodlake-Briar Meadow

Built 1999 3 stories 190 units
4.2/5 ·273 reviews Google
5/5 ·11 reviews Apt. Finder
$1,035 - $2,990 /month

Monthly Cost Breakdown at Stone Creek at Old Farm Apartments

The listed rent isn't the whole number. Here's what Stone Creek at Old Farm Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,254 – $3,209
Base Rent $1,035 – $2,990
Required Monthly Fees $204
Est. Renters Insurance $15/mo

Renters Insurance at Stone Creek at Old Farm Apartments

Accepted Insurance Providers

Stone Creek at Old Farm Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to Stone Creek at Old Farm Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

3 mentions in Google reviews

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Stone Creek at Old Farm Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Stone Creek at Old Farm Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Stone Creek at Old Farm Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Stone Creek at Old Farm Apartments has on-site security features (Package service, Controlled access, Property manager on site, Doorman, Package lockers, Covered parking, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Common topic
Noise Mentioned
Theft Mentioned

On-Site Security

Package service Controlled access Property manager on site Doorman Package lockers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Stone Creek at Old Farm Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Bundled - Valet Trash

Contact local utility providers to get monthly cost estimates based on approximate household usage.

$20 / mo

Utility Service Fee

Contact local utility providers to get monthly cost estimates based on approximate household usage.

$3.8 / mo

Bundled - Smart

$45 / mo

Pest Control

$5 / mo

Package Receiving Fee

$5 / mo

Internet Monthly Fee

$65 / mo

Utilities

Contact local utility providers to get monthly cost estimates based on approximate household usage.

Varies

Application Fee

Required security deposit or nonrefundable fee is based on screening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options.

$60

Admin Fee

Required security deposit or nonrefundable fee is based on screening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options.

$150

Security Deposit

Required security deposit or nonrefundable fee is based on screening outcome. Required security deposits are eligible for a refund after move-out. Zero upfront and/or deposit alternative options may be available. See agent to learn about all options.

Varies

Pets Fees

Pet Fee

Large dogs welcome, breed restrictions will apply. Amount varies based on number of pets, connect with an agent for more details.

$500

Pet Rent

Large dogs welcome, breed restrictions will apply. Amount varies based on number of pets, connect with an agent for more details.

$20 / mo

Parking Fees

Parking Fee

Multiple options available, price will vary. Connect with anagent for details.

Varies

Situational Fees

Damage Waiver Program

Residents must have renters liability insurance. Without proof of renters liability insurance, the resident will be enrolled in the Damage Waiver Program and charged the noted lease fee. This does not provide the individual with insurance coverage.

Varies

Amenities

Special Features

Built-In Desk Ceiling Fan Clubhouse with Coffee Bar Conference Room Detached Garage and Covered Parking Available* Double Sink Vanity Fire Pit Grilling Station Hardwood-Inspired Floors Keyless Entry Smart Lock Kitchen Island Large Closets Near Public Transit On-Call Emergency Maintenance One Car Attached Garage Package Lockers Patio/Balcony Pet-Friendly Private Entry Resort-Style Pool Smart Thermostat Soaking Tub Stainless Steel Appliance Package* Two Car Attached Garage* Valet Trash Service

Community Features

Maintenance on site Business Center Clubhouse Breakfast/Coffee Concierge Storage Space Conference Rooms Sundeck Cabana Courtyard Grill Fitness Center Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Double Vanities Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave High Ceilings Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Stone Creek at Old Farm Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $150 Deposit
  • $50 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Stone Creek at Old Farm Apartments

Welcome to Stone Creek at Old Farm in Houston, TX. Experience elevated living where modern design and everyday convenience come together. Our stunning one, two, and three-bedroom apartments and townhomes offer spacious layouts with features like two-car garages, garden-style bathtubs, private patios, and in-unit washers and dryers. As a resident, youll also have access to exclusive amenities, including a refreshing resort-style pool with cabanas, a state-of-the-art fitness center, and a stylish clubhouse perfect for socializing or relaxing. Discover a home youll love and a lifestyle you deserve. Contact our friendly, on-site, bi-lingual leasing team today! Se habla espanol.

Year Built: 1999
Stories: 3
Total Units: 190
Phone: (844) 422-1089

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Stone Creek at Old Farm Apartments require renters insurance?
We didn't find a public insurance requirement for Stone Creek at Old Farm Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Stone Creek at Old Farm Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Stone Creek at Old Farm Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Stone Creek at Old Farm Apartments?
Plan for $1,254 to $3,209/month all-in. That's base rent ($1,035 - $2,990), plus $204/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Stone Creek at Old Farm Apartments allow pets?
Yes, Stone Creek at Old Farm Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $150 Deposit. $50 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Stone Creek at Old Farm Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, doorman — features that can also qualify you for insurance discounts.
What floor plans does Stone Creek at Old Farm Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,035 - $2,990. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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