The Meadows Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Meadows Apartments in Brookhollow/Inwood? Rent here runs $915 – $1,200, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1400 Blue Bell Rd, Houston, TX 77038

Brookhollow/Inwood

Built 1985 2 stories 236 units
3.3/5 ·48 reviews Google
1 review Apt. Finder
$915 – $1,200 /month

Monthly Cost Breakdown at The Meadows Apartments

The listed rent isn't the whole number. Here's what The Meadows Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $930 – $1,215
Base Rent $915 – $1,200
Est. Renters Insurance $15/mo

Renters Insurance at The Meadows Apartments

We found a few insurance details on The Meadows Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Meadows Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Meadows Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Meadows Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Meadows Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

On-Site Security

Package service Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at The Meadows Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$45

Pets Fees

One-Time Pet Fee

$400 - $800

Amenities

Community Features

Laundry Facilities Maintenance on site Online Services Playground

Floor Plan Amenities

High Speed Internet Access Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Oven Range Refrigerator Freezer Carpet Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Meadows Apartments.

Hospital

  • Ben Taub Hospital Emergency Room 3.2
  • Memorial Hermann Greater Heights Hospital Emergency Center 2.1
  • Emergency Room at HCA Houston Northwest 3.4

Gym

  • Houston Gym 4.6
  • Stronger Faster Strength & Conditioning Gym 4.8
  • 24 Hour Fitness 4.6

Restaurant

  • Hasta La Pasta 4.3
  • A2Z PIZZA 4.8
  • La Choca Tabasqueña (Food Truck) 5.0

Park

  • New Caney RV Park 4.9
  • Doss Park 4.6
  • The Meadows on Blue Bell Leasing Office 3.3

Gas

  • Circle K | Gas Station
  • RaceWay 3.9
  • Circle K 2.5

Pet Policy

Bringing a pet? Here's what The Meadows Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$400 Fee
2 Pet Limit

About The Meadows Apartments

Year Built: 1985
Stories: 2 stories
Units: 236
Phone: (346) 626-4893

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Meadows Apartments require renters insurance?
We found specific coverage details on The Meadows Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Meadows Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Meadows Apartments?
Plan for $930 to $1,215/month all-in. That's base rent ($915 – $1,200), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Meadows Apartments allow pets?
Yes, The Meadows Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Meadows Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does The Meadows Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $915 – $1,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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