Vermillion Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Vermillion Apartments in South Central Houston? Rent here runs $978 – $1,147, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3360 Alice St, Houston, TX 77021

South Central Houston

Built 2004 3 stories 260 units
4.1/5 ·146 reviews Google
3/5 ·4 reviews Apt. Finder
$978 – $1,147 /month

Monthly Cost Breakdown at Vermillion Apartments

The listed rent isn't the whole number. Here's what Vermillion Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $994 – $1,163
Base Rent $978 – $1,147
Est. Renters Insurance $16/mo

Renters Insurance at Vermillion Apartments

We found a few insurance details on Vermillion Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Vermillion Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Vermillion Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Vermillion Apartments:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $124/yr
State Farm $14/mo $166/yr
Progressive $15/mo $179/yr
Safeco $15/mo $179/yr
Travelers $16/mo $193/yr
Allstate $17/mo $207/yr
Nationwide $17/mo $207/yr
Farmers $18/mo $221/yr
Liberty Mutual $21/mo $248/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Vermillion Apartments also has on-site security features (Package service, Property manager on site, Doorman) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Noise Mentioned

On-Site Security

Package service Property manager on site Doorman

Fees Beyond Rent

These are the additional charges beyond base rent at Vermillion Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

Residents pay for; electricity, Internet, and cable

Free

Application Fee Per Applicant

Any additional applicant over 18 $11.65

$18

Holding fee

Deposit ranging from $300-$600 based on floor plan. *subjectto approval

$25

Additional Security Deposit - Refundable

Deposit ranging from $300-$600 based on floor plan. *subjectto approval

$300

Pets Fees

Cat Deposit

$250

Cat Fee

$250

Dog Deposit

$250

Dog Fee

$250

Amenities

Special Features

Bus shelter Designer lighting and hardware package Fully-equipped kitchen In-home full-size washer & dryer included* Kitchen Pantry Luxury vinyl plank flooring Off street parking Open and spacious floor plans Pet-friendly community Picnic and grilling areas Play area Poolside cabana and lounge area Resident lounge with kitchen and dining space Sleek and modern kitchen cabinetry Swimming Pool Walking trails

Community Features

Maintenance on site Clubhouse Breakfast/Coffee Concierge Walk-Up Sundeck Grill Picnic Area Fitness Center Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Kitchen Range Carpet Tile Floors Dining Room Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Vermillion Apartments.

Hospital

  • Ben Taub Hospital Emergency Room 3.2
  • Houston Methodist Hospital Emergency Room 3.1
  • Emergency Room at The Woman's Hospital of Texas 4.0

Gym

  • F45 Training Rice Military 4.9
  • Dynamic Fitness 4.1
  • 24 Hour Fitness 4.3

Restaurant

  • Creole Kitchen and Daiquiris 4.6
  • HOT CHKN 5.0
  • TAKE IT CHEESY 4.9

Park

  • Parque Hermann 4.7
  • MacGregor Park 4.5
  • Park at Palm Center 4.2

Bank

  • Chase Bank 3.4
  • ATM 5.0

Gas

  • Fuel Depot 4.2
  • Shell 2.2

Pet Policy

Bringing a pet? Here's what Vermillion Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
25 lb Weight Limit

About Vermillion Apartments

Year Built: 2004
Stories: 3 stories
Units: 260
Phone: (346) 485-3253

From the property listing:

TRANSFORMATION UNDERWAY > Vermillion is currently being transformed into a stunning, envy-inspiring community that residents will be proud to call home. Conveniently located near the heart of Houston, our community provides numerous dining, shopping, and entertainment options right outside your door. Providing a variety of spacious 2 & 3 bedroom apartment homes, were the experts at combining quality and comfort, making Vermillion Apartments an ideal place to call home.

Other Options Nearby

Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Vermillion Apartments require renters insurance?
We found specific coverage details on Vermillion Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Vermillion Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Vermillion Apartments?
Plan for $994 to $1,163/month all-in. That's base rent ($978 – $1,147), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Vermillion Apartments allow pets?
Yes, Vermillion Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 25 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Vermillion Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, property manager on site, doorman — features that can qualify for premium discounts.
What floor plans does Vermillion Apartments offer?
There are 4 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $978 – $1,147. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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