Renters Insurance at Vermillion Apartments
We found a few insurance details on the Vermillion Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Vermillion Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Vermillion Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Vermillion Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $124/yr |
| State Farm | $14/mo | $166/yr |
| Progressive | $15/mo | $179/yr |
| Safeco | $15/mo | $179/yr |
| Travelers | $16/mo | $193/yr |
| Allstate | $17/mo | $207/yr |
| Nationwide | $17/mo | $207/yr |
| Farmers | $18/mo | $221/yr |
| Liberty Mutual | $21/mo | $248/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Vermillion Apartments also has on-site security features (Package service, Property manager on site, Doorman) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Natural Hazards & Your Renters Coverage
The natural-hazard picture for renters at this address is straightforward: flood risk is low and earthquake shaking isn't a meaningful concern, but Harris County sees real severe-weather activity — NOAA tallies roughly 22 severe weather events a year. The good news is that's exactly the kind of damage a standard renters policy is designed to handle. The section below walks through the local weather record.
Earthquake shaking
Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.
Low seismic hazard · ground motion 0.03g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
This is the part of the natural-hazard picture where renters insurance actually pays out. NOAA records around 22 severe-weather events a year in Harris County. Damage to personal property from wind, hail, and storms is covered by a baseline policy — the historical record below is more about understanding what your policy will actually be used for than identifying a coverage gap.
Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.
Source: NOAA Storm Events Database, annual averages from the past five years for Harris County. Counts reflect reported events, not damage amounts.
Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.
3360 Alice St, Houston, TX 77021
South Central Houston
Monthly Cost Breakdown at Vermillion Apartments
The listed rent isn't the whole number. Here's what Vermillion Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Vermillion Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Amenity Fee
Residents pay for; electricity, Internet, and cable
Application Fee Per Applicant
Any additional applicant over 18 $11.65
Holding fee
Deposit ranging from $300-$600 based on floor plan. *subject to approval
Additional Security Deposit - Refundable
Deposit ranging from $300-$600 based on floor plan. *subject to approval
Pets Fees
Cat Deposit
Cat Fee
Dog Deposit
Dog Fee
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Vermillion Apartments.
Hospital
- Ben Taub Hospital Emergency Room 3.2
- Houston Methodist Hospital Emergency Room 3.1
- Emergency Room at The Woman's Hospital of Texas 4.0
Gym
- F45 Training Rice Military 4.9
- Dynamic Fitness 4.1
- 24 Hour Fitness 4.3
Restaurant
- Creole Kitchen and Daiquiris 4.6
- HOT CHKN 5.0
- TAKE IT CHEESY 4.9
Park
- Parque Hermann 4.7
- MacGregor Park 4.5
- Park at Palm Center 4.2
Bank
- Chase Bank 3.4
- ATM 5.0
Gas
- Fuel Depot 4.2
- Shell 2.2
Pet Policy
Bringing a pet? Here's what Vermillion Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Vermillion Apartments
From the property listing:
TRANSFORMATION UNDERWAY > Vermillion is currently being transformed into a stunning, envy-inspiring community that residents will be proud to call home. Conveniently located near the heart of Houston, our community provides numerous dining, shopping, and entertainment options right outside your door. Providing a variety of spacious 2 & 3 bedroom apartment homes, were the experts at combining quality and comfort, making Vermillion Apartments an ideal place to call home.
Frequently Asked Questions
Does Vermillion Apartments require renters insurance?
How much is renters insurance at Vermillion Apartments?
What will I actually pay per month at Vermillion Apartments?
Does Vermillion Apartments allow pets?
How safe is the area around Vermillion Apartments?
What floor plans does Vermillion Apartments offer?
Is SafeButler affiliated with Vermillion Apartments?
What is SafeButler and how does it work for Vermillion Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at Vermillion Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.