Renters Insurance at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments
We found a few insurance details on the Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In their own words:
"Easily submit proof of insurance coverage or purchase a policy, right from your portal."
What Affects Your Premium Here
Every building is different. These factors specific to Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments can push your insurance cost up or down:
Older Building
Built in 1928 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2322/100K (47% above national average)
What You'll Likely Pay
$15
Est. Monthly
$179
Est. Annual
$13
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Indiana
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $7/mo | $89/yr |
| USAA | $8/mo | $100/yr |
| State Farm | $11/mo | $134/yr |
| Progressive | $12/mo | $145/yr |
| Safeco | $12/mo | $145/yr |
| Travelers | $13/mo | $156/yr |
| Allstate | $14/mo | $167/yr |
| Nationwide | $14/mo | $167/yr |
| Farmers | $15/mo | $178/yr |
| Liberty Mutual | $17/mo | $201/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Indianapolis.
Indianapolis property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Indianapolis (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Management
Consistently positive in reviews
“He went above and beyond to help me find the perfect apartment that met all needs.” — Google reviewer
Natural Hazards & Your Renters Coverage
The seismic picture at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments is moderate — damaging earthquakes are uncommon but not unheard of, and standard renters insurance excludes earthquake damage regardless of likelihood. Flood risk is low at this address. The decision worth weighing is whether to add an inexpensive earthquake endorsement or skip it; the rationale for each is below.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
The seismic picture is in the middle: damaging earthquakes are uncommon but not negligible. Renters insurance excludes earthquake damage regardless, so the choice is whether the modest cost of an endorsement is worth the modest probability of a payout. The data point below provides the specifics.
Moderate seismic hazard · ground motion 0.09g
Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
Severe-weather activity in Marion County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source: NOAA Storm Events Database, annual averages from the past five years for Marion County. Counts reflect reported events, not damage amounts.
This is the kind of address where the earthquake endorsement is a personal-preference call, not a clear-cut decision. Renters with valuable possessions usually add it; renters with mostly furniture and a laptop usually skip it.
2602 Mansion Dr, Indianapolis, IN 46222
Marian Cold Springs
Monthly Cost Breakdown at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments
The listed rent isn't the whole number. Here's what Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Fee
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Parking Fee
Charged per vehicle.
Surface Lot
Please inquire for parking guidelines and fees.
About Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments
From the property listing:
Welcome to Mansion Row in Indianapolis, IN! Our pet-friendly community offers residents convenient amenities such as a 24-hour fitness center to help you stay active. Enjoy the ease of off-street parking, ensuring you always have a spot waiting for you when you come home. Select apartment homes feature in-unit laundry, making laundry day a breeze. And we also have a 24-hour laundry facility on site. Whether you prefer a vintage aesthetic or contemporary comforts, you'll find the perfect home at Mansion Row.
Frequently Asked Questions
Does Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments require renters insurance?
How much is renters insurance at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments?
What will I actually pay per month at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments?
How safe is the area around Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments?
What floor plans does Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments offer?
Is SafeButler affiliated with Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments?
What is SafeButler and how does it work for Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at Mansion Row - Where Historic Charm Meets Modern Convenience! Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.