The Verdict · Irvine, CA
$2,285–$3,810
real monthly · incl. fees + insurance
4.5★
8 Google reviews
Average crime
worth watching
A well-rated community where the real cost runs ~$90 over sticker, and there's no standout hazard to plan around.
Looking for renters insurance?
It runs about $15/mo — see what renters insurance in Irvine, CA typically costs.
Also worth knowing: Does renters insurance cover earthquakes?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Meridian at The Market Place Apartments.
“Heba did an outstanding job walking me through everything I needed to know about both Meridian and Colonnade. She answered all the questions I had patiently and provided valuable information I didn’t ask about as well. The Irvine Company is really lucky to have her. Plus, her smile warmed my heart!…”
“This community is amazing. Once again, the Irvine company sets the standard for true luxury!”
“I am having a very disappointing experience with this application process. When I initially toured the property, Will contacted me and the service was very good. However, after I submitted the application, communication completely stopped. I have sent multiple emails, made several phone calls, and…”
“I came in for a tour today and Heba was extremely helpful. I didn’t realize I wasn’t going to tour the layout that I was interested in and she helped me ensure that I got to see what I would be applying for and explained the application process well”
“We toured the apartment complex with Heba Salam, and she was truly the best experience we’ve had with Irvine Company. She was authentic, courteous, knowledgeable, and incredibly patient with all of our questions. Heba made us feel welcomed and provided a very genuine and comfortable experience thro…”
1000 Bryan Ave, Irvine, CA 92602
Lower Peters Canyon
What Meridian at The Market Place Apartments Really Costs
The sticker rent isn't the whole number. Here's what Meridian at The Market Place Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$15/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Meridian at The Market Place Apartments. Some are monthly, some one-time — all of them shape your real cost of living here.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Irvine looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Irvine property crime
1,202
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car.
Source · FBI UCR · Irvine · 2024-12 to 2025-11
Natural Hazards to Plan For
Of the three big natural hazards a renter might worry about, only earthquake risk stands out at Meridian at The Market Place Apartments. USGS classifies the surrounding area as high seismic hazard, which a typical renters policy specifically excludes. Flood risk is minimal here and severe-weather damage is already covered. The section below details what an earthquake endorsement actually buys.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
Source · FEMA NFHL
FEMA Zone X (minimal flood hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
USGS classifies the ground here as high seismic hazard — at this rating, building codes assume designers planned for significant ground motion. The structure is the landlord's problem; damage to your possessions during a quake is yours alone, and a standard renters policy excludes it. An earthquake endorsement (typically $50–$150 a year for renters) closes that specific gap.
Source · USGS NSHM
High seismic hazard · ground motion 0.75g
A renters earthquake endorsement covers personal property only and runs roughly $50–$150 a year — structural damage is the landlord's responsibility.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
NOAA's severe-weather record for Orange County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source · NOAA Storm Events · 5-yr averages for Orange County
Compared to a fully unprotected address, the gap above is well-defined and inexpensive to close. The value of the standard policy doesn't change — the optional add-on does.
Renters Insurance at Meridian at The Market Place Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Meridian at The Market Place Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1202/100K (24% below national average)
What You'll Likely Pay
$15
Est. monthly
$179
Est. annual
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Meridian at The Market Place Apartments based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Meridian at The Market Place Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next step
See if you can beat $15/mo
Real quotes show your actual price. Under 60 seconds, no account needed.
About Meridian at The Market Place Apartments
From the property listing:
Rental rates, availability, lease terms, deposits, apartment features, amenities, and specials are subject to change without notice. Floor plans and square footages displayed are approximations, may be based on stud-to-stud measurements, and may vary between individual units. Quoted prices are for base rent only and do not include other fees such as application fee (one-time, $45), security deposit (one-time, refundable, amount varies), utility billing fee (not to exceed $5.55/month, Conservice), and utilities (monthly, cost varies).
Frequently Asked Questions
Does Meridian at The Market Place Apartments require renters insurance?
How much is renters insurance at Meridian at The Market Place Apartments?
What will I actually pay per month at Meridian at The Market Place Apartments?
How safe is the area around Meridian at The Market Place Apartments?
What floor plans does Meridian at The Market Place Apartments offer?
Is SafeButler affiliated with Meridian at The Market Place Apartments?
What is SafeButler and how does it work for Meridian at The Market Place Apartments renters?
Real quotes · under a minute
Ready to lock down coverage at Meridian at The Market Place Apartments?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.