1142 Westwood Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 1142 Westwood Dr Rental in Jacksonville? Rent here runs $2,600, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1142 Westwood Dr, Jacksonville, FL 32259

Jacksonville

$2,600 /month

Monthly Cost Breakdown at 1142 Westwood Dr Rental

The listed rent isn't the whole number. Here's what 1142 Westwood Dr Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,614 – $2,614
Base Rent $2,600
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at 1142 Westwood Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1142 Westwood Dr Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1142 Westwood Dr Rental based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1142 Westwood Dr Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1142 Westwood Dr Rental.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy.

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1142 Westwood Dr Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1142 Westwood Dr Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$80

Amenities

Floor Plan Amenities

Fireplace Dishwasher Microwave Range

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1142 Westwood Dr Rental.

Hospital

  • Ascension St. Vincent's Emergency Care - St. Johns 4.6
  • HCA Florida Julington Creek Emergency 3.6
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Training for Warriors Julington Creek - a gym for all fitness levels! 5.0
  • Anytime Fitness 4.0
  • Basecamp Fitness Fruit Cove 5.0

Restaurant

  • Bella Vista Italian Restaurant - Fruit Cove 4.7
  • Boathouse Julington Creek 4.6
  • Vito's Italian Restaurant 4.6

Park

  • Riverfront Park 4.8
  • Alpine Groves Park 4.8
  • Julington Creek Plantation Park 4.5

Bank

  • Wells Fargo Bank 4.2
  • Wells Fargo Bank 2.1
  • Wells Fargo ATM

Gas

  • Shell 3.8
  • Circle K 3.2

About 1142 Westwood Dr Rental

**AVAILABLE NOW** ** Half Off First Months Rent** ** waived application fee on approved applications** Beautiful 4 Bedroom Home in St. John's County! This stunning home, located in the Westwood subdivision, offers 4 bedrooms and 2.5 bathrooms on a spacious half-acre lot. As you enter, you'll find a separate formal dining room and an additional sitting room, perfect for entertaining. The home features beautiful wood plank flooring and tile throughout. The living room has a fireplace, but fireplace is for decorative use only. The kitchen is a chef's dream, boasting quartz countertops and stainless steel appliances, with a cozy breakfast nook just off the kitchen. The primary bedroom is generously sized, and the primary bath includes dual sinks, a jetted garden tub, and a walk-in shower. Upstairs, you'll find three additional guest bedrooms, a full-size guest bathroom, and a convenient laundry room equipped with a full-size washer and dryer. Step outside to a lovely deck overlooking a serene preserve, offering a peaceful retreat. The property also features a gazebo with a hot tub, providing a perfect spot for relaxation. This home is a true gem in St. John's County. pets permitted upon approval and with a pet fee. For a link to the virtual walk-thru tour - click below: No co-signors or guarantors permitted. We have a Strict NO Smoking or Vaping are permitted in or on the property. Nest Finders will not lease sight unseen. Applicants must view the property in person in order to lease it. Screening includes a credit/criminal background check, income verification of 3x the monthly rent, and rental history verification. Residents are enrolled in a required Resident Benefits Package ($42/month), including tenant liability insurance and resident services, billed in addition to rent. This home participates in a required Group Rate Internet program providing 1 gigabit-speed internet at a discounted bulk rate of $65/month, billed separately from rent. TENANT CHARGES: - Application Fee = $80.00 per adult, non-refundable Application Fee PER adult to be paid at the time of application. - Lease Initiation Admin Fee = $150.00 after approval and upon signing - Resident Benefits Package (RBP) = $42.00 per month (not optional) - Security Deposit = 1 1/2 x the monthly Rent, depending on property requirement and application score (fully refundable) - 13-month lease term PETS (if accepted on a property): - $300-$500 Pet Fee per pet and additional pet rent per pet $30-$75/mo based on Pet screenings - Paw score. - Complete the pet application at - No resident or residents at any one premises shall at any one time own, harbor, or license more than TWO total animals in any combination - Up to TWO PETS Maximum on approved properties - The pet application fee is $20 for the first pet, $15 for each additional pet TO APPLY: - Please Review application criteria and Deposit Info before applying - All applicants must complete the pet screening whether or not you have a pet. - We process all applications, and the first application that completes all the paperwork requirements and criteria will be processed first. Are you an Owner looking for a property management company? Nest Finders Property Management 9889 Gate Pkwy N, #402 Jacksonville, FL 32246 By submitting your information on this page, you consent to being contacted by the Property Manager and RentEngine via SMS, phone, or email. AMENITIES: * deck overlooking a serene preserve * gazebo with a hot tub By submitting your information on this page you consent to being contacted by the Property Manager and RentEngine via SMS, phone, or email.

Phone: (904) 944-7702

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 1142 Westwood Dr Rental require renters insurance?
We didn't find a public insurance requirement for 1142 Westwood Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1142 Westwood Dr Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1142 Westwood Dr Rental?
Plan for $2,614 to $2,614/month all-in. That's base rent ($2,600), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 1142 Westwood Dr Rental?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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