11836 Lake Fern Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 09, 2026

Thinking about renting at 11836 Lake Fern Dr Rental in Southside? Rent here runs $2,799, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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11836 Lake Fern Dr, Jacksonville, FL 32258

Southside

$2,799 /month

Monthly Cost Breakdown at 11836 Lake Fern Dr Rental

The listed rent isn't the whole number. Here's what 11836 Lake Fern Dr Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $3,078 – $3,078
Base Rent $2,799
Required Monthly Fees $265
Est. Renters Insurance $14/mo

Renters Insurance at 11836 Lake Fern Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 11836 Lake Fern Dr Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 11836 Lake Fern Dr Rental based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 11836 Lake Fern Dr Rental:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at 11836 Lake Fern Dr Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Smart Home with video doorbell

Charged per unit.

$40 / mo

Internet & Media

Charged per unit.

$85 / mo

Utility Billing Service Fee

Charged per unit.

$9.95 / mo

Air Filter Delivery Fee

Charged per unit.

$9.95 / mo

Parking Fees

Garage Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 11836 Lake Fern Dr Rental.

On-Site Security

Covered parking Perimeter fencing

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Fireplace Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 11836 Lake Fern Dr Rental.

Pharmacy

  • Publix Pharmacy at The Shoppes of Bartram Park 4.5
  • Walmart Pharmacy 3.8
  • Walgreens Pharmacy 3.6

Hospital

  • Baptist South Emergency Room (ER) 2.4
  • HCA Florida Memorial Hospital Emergency Room 3.9
  • HCA Florida Mandarin Emergency 3.9

Gym

  • LA Fitness 4.1
  • Chuze Fitness 4.3
  • Chuze Fitness 4.1

Restaurant

  • The Dough Show - Jacksonville 4.8
  • Raices Casual Flavors 4.7
  • First Watch 4.5

Park

  • Losco Regional Park 4.6
  • Tommy Hazouri Sr. Park 4.5
  • Ed Austin Regional Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 3.0
  • Bank of America (with Drive-thru ATM) 3.0
  • Cajero Automático Santander 2.5

Gas

  • Circle K | Gas Station 4.0
  • GATE Gas Station 3.4
  • Pilot Travel Center 4.0

Pet Policy

Bringing a pet? Here's what 11836 Lake Fern Dr Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 11836 Lake Fern Dr Rental

Lease this home and get more from Invitation Homes professional property management. This home comes fully loaded with quality amenities, must-have services, high-end tech and ProCare® professional maintenance. Your estimated total monthly payment is $2943.90. That covers your base rent, $2799.00 + our required services designed to make your life easier: Air Filter Delivery Fee ($9.95), Internet & Media ($85), Smart Home with video doorbell ($40), and Utility Billing Service Fee ($9.95). Base rent varies based on selected lease term. Welcome to your new house. The basics are included. Just add your personal flair to make it into a home. You'll instantly feel at ease when you walk through this inviting entryway. Plush carpet floors lead into an airy living space filled with natural light. This lovely home features an attractive fireplace, spacious bedrooms and a garage. Meal time will be even more enjoyable in this lovely kitchen with sleek countertops, spacious cabinets, breakfast bar and coordinating appliances. The smooth surfaces combined with tile floors make the space easy to clean and maintain. A backyard with a covered patio is perfect for any occasion that awaits you in this beautiful home. There's plenty of space to set up your preferred furniture, so you can lean back, relax and let the day's stress fade away. Your pets will thrive behind a privacy fence that also blocks out the sights and sounds of the neighborhood. We’re updating this home! AI-generated preview images on this listing show the renovation vision, though final finishes may vary once work is completed. Apply online today or reach out to your Invitation Homes Leasing Experience Specialist for more information! At Invitation Homes, we offer pet-friendly, yard-having homes for rent with Smart Home technology in awesome neighborhoods across the country. Live in a great house without the headache and long-term commitment of owning. Discover your dream home with Invitation Homes. Our Lease Easy bundle – which includes Smart Home, Air Filter Delivery, and Utilities Management – is a key part of your worry-free renting lifestyle. These services are required by your lease at an additional monthly cost. Monthly fees for pets and pools may also apply. Home Features and Amenities: Air Conditioning, Bay Windows, Fenced Yard, Fireplace, Garage, Long Lease Terms, Patio, Pet Friendly, Smart Home, Tile, W/D Hookups, and professionally managed by Invitation Homes. This Invitation Home is being enjoyed by another resident, but it will be available soon. You can still apply – contact us for more details or apply now. Invitation Homes is an equal housing lessor under the FHA. Applicable local, state and federal laws may apply.  Additional terms and conditions apply. This listing is not an offer to rent. You must submit additional information including an application to rent and an application fee. All leasing information is believed to be accurate, but changes may have occurred since photographs were taken and square footage is estimated. See InvitationHomes website for more information. Beware of scams: Employees of Invitation Homes will never ask you for your username and password. Invitation Homes does not advertise on Craigslist, Social Serve, etc. We own our homes; there are no private owners. All funds to lease with Invitation Homes are paid directly through our website, never through wire transfer or payment app like Zelle, Pay Pal, or Cash App. For more info, please submit an inquiry for this home. Applications are subject to our qualification requirements. Additional terms and conditions apply. CONSENT TO CALLS & TEXT MESSAGING: By entering your contact information, you expressly consent to receive emails, calls, and text messages from Invitation Homes including by autodialer, prerecorded or artificial voice and including marketing communications. Msg & Data rates may apply. You also agree to our Terms of Use and our Privacy Policy.

Phone: (888) 990-4684

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

10717 Coleman Rd Rental

Southside

$2,375 Ins: ~$14/mo

11159 Wethersfield Ct Rental

Southside

$2,285 Ins: ~$14/mo

11774 Mountain Ash Rd E Rental

Southside

$2,325 Ins: ~$14/mo

11989 Collins Creek Dr Rental

Southside

$2,549 Ins: ~$14/mo

12407 Hatton Chase Ln E Rental

Southside

$2,345 Ins: ~$14/mo

12660 Beaubien Rd Rental

Southside

$1,895 Ins: ~$14/mo

Frequently Asked Questions

Does 11836 Lake Fern Dr Rental require renters insurance?
We didn't find a public insurance requirement for 11836 Lake Fern Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 11836 Lake Fern Dr Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). 11836 Lake Fern Dr Rental has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 11836 Lake Fern Dr Rental?
Plan for $3,078 to $3,078/month all-in. That's base rent ($2,799), plus $265/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 11836 Lake Fern Dr Rental allow pets?
Yes, 11836 Lake Fern Dr Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What parking is available at 11836 Lake Fern Dr Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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