12341 Amanda Cove Trail Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 14, 2026

Thinking about renting at 12341 Amanda Cove Trail Rental in Arlington? Rent here runs $2,399, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12341 Amanda Cove Trail, Jacksonville, FL 32225

Arlington

$2,399 /month

Monthly Cost Breakdown at 12341 Amanda Cove Trail Rental

The listed rent isn't the whole number. Here's what 12341 Amanda Cove Trail Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,680
Base Rent $2,399
Required Monthly Fees $265
Est. Renters Insurance $16/mo

Renters Insurance at 12341 Amanda Cove Trail Rental

What Affects Your Premium Here

Every building is different. These factors specific to 12341 Amanda Cove Trail Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 12341 Amanda Cove Trail Rental based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 12341 Amanda Cove Trail Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 12341 Amanda Cove Trail Rental.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 12341 Amanda Cove Trail Rental has on-site security features (Covered parking, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 12341 Amanda Cove Trail Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 12341 Amanda Cove Trail Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Smart Home with video doorbell

Charged per unit.

$40 / mo

Internet & Media

Charged per unit.

$85 / mo

Utility Billing Service Fee

Charged per unit.

$9.95 / mo

Air Filter Delivery Fee

Charged per unit.

$9.95 / mo

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Fireplace Walk-In Closets Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 12341 Amanda Cove Trail Rental.

Pharmacy

  • Walgreens Pharmacy 3.9
  • CVS Pharmacy 4.1
  • Walgreens Pharmacy 3.6

Hospital

  • HCA Florida Atlantic Emergency 3.6
  • Ascension St. Vincent's Emergency Care - Arlington 4.1
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Orangetheory Fitness 4.9
  • Chuze Fitness 4.1
  • LA Fitness 4.0

Restaurant

  • Another Broken Egg Cafe 4.6
  • Don Taco Leon 4.9
  • Twin Peaks 4.6

Park

  • Kathryn Abbey Hanna Park 4.7
  • Little Talbot Island State Park 4.7
  • Losco Regional Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.9
  • Bank of America ATM (Drive-thru) 2.9
  • Regions Bank 3.7

Gas

  • RaceTrac 2.6
  • Circle K | Gas Station 5.0
  • Circle K 3.1

Pet Policy

Bringing a pet? Here's what 12341 Amanda Cove Trail Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 12341 Amanda Cove Trail Rental

Lease this home and get more from Invitation Homes professional property management. This home comes fully loaded with quality amenities, must-have services, high-end tech and ProCare® professional maintenance. Your estimated total monthly payment is $2543.90. That covers your base rent, $2399.00 + our required services designed to make your life easier: Air Filter Delivery Fee ($9.95), Internet & Media ($85), Smart Home with video doorbell ($40), and Utility Billing Service Fee ($9.95). Base rent varies based on selected lease term. This is the house you've been searching for. It’s welcoming, stylish, and comfortable, and who needs to go out when you have a home that feels this inviting? The open floor plan gives you plenty of space to live your best life. Imagine relaxing on your favorite couch in front of the upscale fireplace. The luxury vinyl plank flooring beautifully complements your personal décor. You can unwind with a good book or listen to your favorite album, and that could be your everyday reality when you make this space your new home. The cozy living area is paired with a fashionable kitchen featuring gleaming countertops, simple kitchen cabinets, and stainless-steel appliances that bring both function and style. Mealtimes and gatherings will feel even more special in a kitchen you can truly make your own. The fenced backyard offers the perfect opportunity to create your ideal outdoor retreat. You can enjoy quiet mornings on the patio, set up a small seating area, or add a few potted plants to personalize the space in a way that reflects your style. We’re updating this home! AI-generated preview images on this listing show the renovation vision, though final finishes may vary once work is completed. Apply online today or reach out to your Invitation Homes Leasing Experience Specialist for more information! At Invitation Homes, we offer pet-friendly, yard-having homes for rent with Smart Home technology in awesome neighborhoods across the country. Live in a great house without the headache and long-term commitment of owning. Discover your dream home with Invitation Homes. Our Lease Easy bundle – which includes Smart Home, Air Filter Delivery, and Utilities Management – is a key part of your worry-free renting lifestyle. These services are required by your lease at an additional monthly cost. Monthly fees for pets and pools may also apply. Home Features and Amenities: Air Conditioning, Fenced Yard, Fireplace, Garage, Long Lease Terms, Luxury Vinyl Plank, Open Floorplan, Patio, Pet Friendly, Primary Bedroom on Main, Single Story House, Smart Home, Stainless Steel Appliances, Walk in Closet, W/D Hookups, and professionally managed by Invitation Homes. Invitation Homes is an equal housing lessor under the FHA. Applicable local, state and federal laws may apply.  Additional terms and conditions apply. This listing is not an offer to rent. You must submit additional information including an application to rent and an application fee. All leasing information is believed to be accurate, but changes may have occurred since photographs were taken and square footage is estimated. See InvitationHomes website for more information. Beware of scams: Employees of Invitation Homes will never ask you for your username and password. Invitation Homes does not advertise on Craigslist, Social Serve, etc. We own our homes; there are no private owners. All funds to lease with Invitation Homes are paid directly through our website, never through wire transfer or payment app like Zelle, Pay Pal, or Cash App. For more info, please submit an inquiry for this home. Applications are subject to our qualification requirements. Additional terms and conditions apply. CONSENT TO CALLS & TEXT MESSAGING: By entering your contact information, you expressly consent to receive emails, calls, and text messages from Invitation Homes including by autodialer, prerecorded or artificial voice and including marketing communications. Msg & Data rates may apply. You also agree to our Terms of Use and our Privacy Policy.

Phone: (888) 990-4684

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 12341 Amanda Cove Trail Rental require renters insurance?
We didn't find a public insurance requirement for 12341 Amanda Cove Trail Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 12341 Amanda Cove Trail Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 12341 Amanda Cove Trail Rental?
Plan for $2,680 to $2,680/month all-in. That's base rent ($2,399), plus $265/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 12341 Amanda Cove Trail Rental allow pets?
Yes, 12341 Amanda Cove Trail Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 12341 Amanda Cove Trail Rental?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find covered parking, perimeter fencing — features that can also qualify you for insurance discounts.
What parking is available at 12341 Amanda Cove Trail Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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