347 Capella Rd Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 347 Capella Rd Rental in Orange Park? Rent here runs $1,599, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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347 Capella Rd, Orange Park, FL 32073

Orange Park

$1,599 /month

Monthly Cost Breakdown at 347 Capella Rd Rental

The listed rent isn't the whole number. Here's what 347 Capella Rd Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,879
Base Rent $1,599
Required Monthly Fees $265
Est. Renters Insurance $15/mo

Renters Insurance at 347 Capella Rd Rental

What Affects Your Premium Here

Every building is different. These factors specific to 347 Capella Rd Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 541/100K (66% below national average)

What You'll Likely Pay

$15

Est. Monthly

$178

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 347 Capella Rd Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$20,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 347 Capella Rd Rental:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orange Park.

541 per 100K residents

Property crime rate in Orange Park

-66% below national average (1,578/100K)

Breakdown per 100K residents

Burglary88 (nat. 200)
Larceny / theft453 (nat. 1,172)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 347 Capella Rd Rental also has on-site security features (Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Orange Park (2024-12 to 2025-11)

On-Site Security

Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 347 Capella Rd Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 347 Capella Rd Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Smart Home with video doorbell

Charged per unit.

$40 / mo

Internet & Media

Charged per unit.

$85 / mo

Utility Billing Service Fee

Charged per unit.

$9.95 / mo

Air Filter Delivery Fee

Charged per unit.

$9.95 / mo

Amenities

Community Features

Fenced Lot

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 347 Capella Rd Rental.

Grocery

  • Rowe's IGA Orange Park 4.4
  • Publix Super Market at Pine Tree Plaza 4.5
  • Publix Super Market at Argyle Village 4.5

Pharmacy

  • Orange Park Pharmacy 4.4
  • Walgreens Pharmacy 3.9
  • Atkinson's Pharmacy 4.5

Gym

  • Crunch Fitness - Orange Park 4.0
  • Planet Fitness 4.2
  • LA Fitness 4.1

Restaurant

  • The Hilltop Restaurant 4.4
  • RaMoon Asian cuisine & Sushi bar 4.9
  • Zen Dumpling 4.7

Park

  • Clarke House Park 4.6
  • Gano Park 4.4
  • T.C. Miller Park & Community Center 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.7
  • Bank of America ATM (Drive-thru) 1.5
  • Chase Bank 2.3

Gas

  • GATE Gas Station 3.4
  • Circle K | Gas Station 4.0
  • Shell 2.6

Pet Policy

Bringing a pet? Here's what 347 Capella Rd Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 347 Capella Rd Rental

Lease this home and get more from Invitation Homes professional property management. This home comes fully loaded with quality amenities, must-have services, high-end tech and ProCare® professional maintenance. Your estimated total monthly payment is $1743.90. That covers your base rent, $1599.00 + our required services designed to make your life easier: Air Filter Delivery Fee ($9.95), Internet & Media ($85), Smart Home with video doorbell ($40), and Utility Billing Service Fee ($9.95). Base rent varies based on selected lease term. Taking time for yourself will be even easier in a house fitted to your needs. Inject your personality into this beautiful house and you will feel right at home. When you walk into this beautiful house, you will find spacious bedrooms, stylish tile, and luxury vinyl plank flooring. You’ll love the beautiful kitchen, complete with stainless steel appliances and granite countertops. The fenced backyard brings the whole house together and delivers built-in space for pets and endless opportunities to relax in peace. Apply online today! At Invitation Homes, we offer pet-friendly, yard-having homes for rent with Smart Home technology in awesome neighborhoods across the country. Live in a great house without the headache and long-term commitment of owning. Discover your dream home with Invitation Homes. Our Lease Easy bundle – which includes Smart Home, Air Filter Delivery, and Utilities Management – is a key part of your worry-free renting lifestyle. These services are required by your lease at an additional monthly cost. Monthly fees for pets and pools may also apply. Home Features and Amenities: Air Conditioning, Fenced Yard, Granite Countertops, Long Lease Terms, Luxury Vinyl Plank, Pet Friendly, Smart Home, Stainless Steel Appliances, Tile, W/D Hookups, and professionally managed by Invitation Homes. Invitation Homes is an equal housing lessor under the FHA. Applicable local, state and federal laws may apply.  Additional terms and conditions apply. This listing is not an offer to rent. You must submit additional information including an application to rent and an application fee. All leasing information is believed to be accurate, but changes may have occurred since photographs were taken and square footage is estimated. See InvitationHomes website for more information. Beware of scams: Employees of Invitation Homes will never ask you for your username and password. Invitation Homes does not advertise on Craigslist, Social Serve, etc. We own our homes; there are no private owners. All funds to lease with Invitation Homes are paid directly through our website, never through wire transfer or payment app like Zelle, Pay Pal, or Cash App. For more info, please submit an inquiry for this home. Applications are subject to our qualification requirements. Additional terms and conditions apply. CONSENT TO CALLS & TEXT MESSAGING: By entering your contact information, you expressly consent to receive emails, calls, and text messages from Invitation Homes including by autodialer, prerecorded or artificial voice and including marketing communications. Msg & Data rates may apply. You also agree to our Terms of Use and our Privacy Policy.

Phone: (888) 990-4684

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orange Park — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 347 Capella Rd Rental require renters insurance?
We didn't find a public insurance requirement for 347 Capella Rd Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 347 Capella Rd Rental?
For this zip code and building type, expect to pay around $15/month ($178/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at 347 Capella Rd Rental?
Plan for $1,879 to $1,879/month all-in. That's base rent ($1,599), plus $265/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 347 Capella Rd Rental allow pets?
Yes, 347 Capella Rd Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 347 Capella Rd Rental?
Property crime in Orange Park is well below the national average — 541 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 88/100K here. On the property itself, you'll find perimeter fencing — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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