4711 San Jose Village Ct Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 4711 San Jose Village Ct Apartment in Southside? Rent here runs From $1,145, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4711 San Jose Village Ct, Unit 4, Jacksonville, FL 32217

Southside

4.4/5 ·460 reviews Google
From $1,145 /month

Monthly Cost Breakdown at 4711 San Jose Village Ct Apartment

The listed rent isn't the whole number. Here's what 4711 San Jose Village Ct Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,160
Base Rent $1,145
Est. Renters Insurance $15/mo

Renters Insurance at 4711 San Jose Village Ct Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 4711 San Jose Village Ct Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$15

Est. Monthly

$178

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4711 San Jose Village Ct Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4711 San Jose Village Ct Apartment:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 4711 San Jose Village Ct Apartment also has on-site security features (Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 4711 San Jose Village Ct Apartment.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Refrigerator

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 4711 San Jose Village Ct Apartment.

Grocery

  • Al Basha 4.5
  • Whole Foods Market 4.4
  • Freshfields Farm Jacksonville 4.7

Pharmacy

  • A Plus Pharmacy 5.0
  • Walgreens Pharmacy 3.3
  • CVS Pharmacy 4.1

Hospital

  • HCA Florida Memorial Hospital Emergency Room 3.9
  • HCA Florida Mandarin Emergency 3.9
  • HCA Florida Memorial Hospital 4.1

Gym

  • Chuze Fitness 4.3
  • Anytime Fitness 4.9
  • Chuze Fitness 4.1

Restaurant

  • LOS DOS CARNALES MEXICAN FOOD 4.7
  • BB European Restaurant 4.7
  • Casa De Monica Restaurant 4.6

Park

  • Losco Regional Park 4.6
  • Verona Park 4.4
  • Crabtree Park 4.4

Bank

  • Truist 2.8
  • TD Bank 3.0
  • Truist - ATM

Gas

  • Exxon 4.3
  • Gulf Gas Station 4.6
  • Shell 4.3

Pet Policy

Bringing a pet? Here's what 4711 San Jose Village Ct Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 4711 San Jose Village Ct Apartment

Phone: (904) 659-5820

From the property listing:

Schedule your tour today to see this inviting 2 bedroom, 1 bath apartment featuring a private fenced patio perfect for relaxing outdoors. Step inside to discover cool ceramic tile flooring flowing throughout the home. The kitchen provides ample storage with bright wooden cabinetry complemented by stone countertops. Just beyond the kitchen, the open living room offers a comfortable setting with sliding glass doors that lead directly to the patio. Ceiling fans in the living room and each bedroom assist in circulating the cool air for added comfort.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 4711 San Jose Village Ct Apartment require renters insurance?
We didn't find a public insurance requirement for 4711 San Jose Village Ct Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4711 San Jose Village Ct Apartment?
For this zip code and building type, expect to pay around $15/month ($178/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 4711 San Jose Village Ct Apartment?
Plan for about $1,160/month all-in. That's base rent (From $1,145), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4711 San Jose Village Ct Apartment allow pets?
Yes, 4711 San Jose Village Ct Apartment is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 4711 San Jose Village Ct Apartment?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find perimeter fencing — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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