6602 Smithfield Plantation Rd Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 6602 Smithfield Plantation Rd Rental in North Side? Rent here runs $2,400, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 6602 Smithfield Plantation Rd Rental

Compare renters insurance quotes in seconds

6602 Smithfield Plantation Rd, Jacksonville, FL 32218

North Side

$2,400 /month

Monthly Cost Breakdown at 6602 Smithfield Plantation Rd Rental

The listed rent isn't the whole number. Here's what 6602 Smithfield Plantation Rd Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,414 – $2,414
Base Rent $2,400
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at 6602 Smithfield Plantation Rd Rental

What Affects Your Premium Here

Every building is different. These factors specific to 6602 Smithfield Plantation Rd Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 6602 Smithfield Plantation Rd Rental based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 6602 Smithfield Plantation Rd Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 6602 Smithfield Plantation Rd Rental.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 6602 Smithfield Plantation Rd Rental has on-site security features (Covered parking) that insurers recognize with premium discounts.

On-Site Security

Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 6602 Smithfield Plantation Rd Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 6602 Smithfield Plantation Rd Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Garage Lot

Amenities

Floor Plan Amenities

Air Conditioning Ceiling Fans Dishwasher Refrigerator

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 6602 Smithfield Plantation Rd Rental.

Grocery

  • Whole Foods Market 4.4
  • Rowes IGA 4.2
  • Dunn Village 4.3

Pharmacy

  • Duval Pharmacy 4.9
  • CVS Pharmacy 4.2
  • Walmart Pharmacy 2.3

Hospital

  • UF Health Emergency & Urgent Care Center - New Kings 4.5
  • Baptist & Wolfson North Emergency Room (ER) 4.8
  • UF Health North Emergency Room 2.5

Gym

  • EnerGYM NorthJAX 4.8
  • EnerGYM NorthJAX 4.9
  • Florida Extreme Fitness Center 4.7

Restaurant

  • Celestia's Coastal Cuisine 4.4
  • Chef Love Sol Cuisine 4.6
  • Flying Fish Taphouse 4.3

Park

  • Crystal Springs Park 4.5
  • Blue Cypress Park 4.4
  • Dinsmore Playground 4.0

Bank

  • Farmers Federal Credit Union 4.0
  • Bank of America ATM (Drive-thru) 3.0
  • VyStar Credit Union 4.9

Gas

  • Pilot Travel Center 3.7
  • Circle K | Gas Station 4.0
  • bp 3.6

About 6602 Smithfield Plantation Rd Rental

Special security deposit offer: Pay just 50% of your base rent as your security deposit (taxes and fees not included), valid for new applicants who sign a 12-month lease by April 30, 2026. Offer is contingent on application approval and execution of a lease agreement. Other terms and conditions may apply. This property is professionally managed by AMH, a leading single-family rental company. We expect to make this property available for showings soon. We work to simplify your rental experience by offering self-guided tours and a streamlined leasing process you can complete all online, all on your own schedule. Once moved in, we provide maintenance support that you can rely on, so you can enjoy your weekends stress-free. We look forward to welcoming you home! Utilities, taxes, and other fees may apply. Please verify and confirm all information before signing a lease. If you have questions, don’t hesitate to contact us at the telephone number on this property listing. All lease applications, documentation, and initial payments for this property, must be submitted directly through or by phone. The photos, renderings, or other images of the properties on our website, are for illustrative purposes only, and may vary from the features, amenities, or phase of construction. We do not advertise properties on Craigslist, Facebook Marketplace, or other classified advertising websites. If you believe one of our residences is listed there, please notify us. For further description of applicable fees, please go to our website.

Phone: (833) 736-8264

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

1001 Fields Rd Rental

North Side

$1,745 Ins: ~$14/mo
Moderate Risk

10264 Lancashire Dr E Rental

North Side

$2,110 Ins: ~$14/mo
Moderate Risk

10310 Briarcliff Rd E Rental

North Side

$1,499 Ins: ~$14/mo
Moderate Risk

1035 Preakness Ct Rental

North Side

$1,949 Ins: ~$14/mo
Moderate Risk

10506 Dodd Rd Rental

North Side

$1,369 Ins: ~$14/mo
Moderate Risk

11064 Apple Blossom Trail W Rental

North Side

$2,120 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does 6602 Smithfield Plantation Rd Rental require renters insurance?
We didn't find a public insurance requirement for 6602 Smithfield Plantation Rd Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 6602 Smithfield Plantation Rd Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 6602 Smithfield Plantation Rd Rental?
Plan for $2,414 to $2,414/month all-in. That's base rent ($2,400), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 6602 Smithfield Plantation Rd Rental?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find covered parking — features that can also qualify you for insurance discounts.
What parking is available at 6602 Smithfield Plantation Rd Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

Get Renters Insurance for 6602 Smithfield Plantation Rd Rental

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.