Addison Landing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Addison Landing Apartments in West Side? Rent here runs $1,298 - $1,873, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9455 103rd St, Jacksonville, FL 32210

West Side

Built 2007 3 stories 289 units
3.9/5 ·241 reviews Google
4/5 ·15 reviews
$1,298 - $1,873 /month

Monthly Cost Breakdown at Addison Landing Apartments

The listed rent isn't the whole number. Here's what Addison Landing Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,415 – $1,990
Base Rent $1,298 – $1,873
Required Monthly Fees $103
Est. Renters Insurance $14/mo

Renters Insurance at Addison Landing Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Addison Landing Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Addison Landing Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Addison Landing Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Addison Landing Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Addison Landing Apartments has on-site security features (Controlled access, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Covered parking On site maintenance Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Addison Landing Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Addison Landing Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Parking

Fee for reserved or designated parking space use and mainten... Read Moreance Charged per unit. Read Less

$25 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and mana... Read Moreging water utility services. Charged per unit. Read Less

$3 / mo

Package Management

Handling and storage of resident deliveries. Charged per uni... Read Moret. Read Less

Varies / mo

Common Area Utilities

Shared utility costs in community common areas. Charged per ... Read Moreunit. Read Less

Varies / mo

Admin Fee

Fee to process rental application and background check Charg... Read Moreed per unit. Read Less

$200

Application Fee Per Applicant

Charged per applicant.

$65

Application Fee

Administrative processing fee to cover lease preparation. Ch... Read Morearged per applicant. Read Less

$75

Administrative Fee

Charged per unit.

$150

Package Management Setup

Charge for establishing resident access to the package manag... Read Moreement system. Charged per unit. Read Less

Varies one-time

Pets Fees

Pet / Animal Lease Violation

| Restrictions: None

Varies

Pet Fee

Fee for allowing pets in the home. Charged per pet.

Varies

Pet Rent

monthly charge for keeping a pet in the home. Charged per pe... Read Moret. Read Less

$25 / mo

Parking Fees

Parking - Garage

Charge for access to a garage space. Charged per vehicle.

$150 / mo

Parking - Reserved

Fee for a designated parking spot on-site. Charged per vehic... Read Morele. Read Less

$50 / mo

Parking

Garage Lot

Other

Addons Fees

Rent Payment Credit Building Service

Build credit by paying rent on time while gaining access to ... Read Morepersonalized budgeting tools and financial education resources. Charged per unit. Read Less

$8.95 - $14.95 / mo

Parking EV Charging

Fee for on-site electric vehicle charging access. Charged pe... Read Morer unit. Read Less

Varies one-time

Situational Fees

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out Charged pe... Read Morer unit. Read Less

$15

Utility - Final Bill Fee

One-time charge for processing and closing a utility account... Read More. Charged per unit. Read Less

$20

Utility - New Account Fee

One-time charge to activate new utility services. Charged pe... Read Morer unit. Read Less

$20

Satellite Deposit (Refundable)

Deposit to cover potential damages from satellite installati... Read Moreon. Charged per unit. Read Less

$500

Intra-Community Transfer Fee

Charge for transferring to another home within the same comm... Read Moreunity. Charged per unit. Read Less

$500

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote. Charg... Read Moreed per unit. Read Less

$100 / occurence

NSF Tenant Fee

NSF Tenant Fee Charged per unit.

$75 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount. Charged ... Read Moreper unit. Read Less

10% of base rent / occurence

Security Deposit Alternative

Alternative to a standard security deposit typically issued ... Read Morethrough a surety bond. Charged per unit. Read Less

Varies / mo

Renter Liability - Third Party

Expense related to required liability coverage through a thi... Read Morerd-party provider. Charged per unit. Read Less

Varies / mo

Utility - Electric

Cost of electricity usage for your apartment. Charged per un... Read Moreit. Read Less

Varies / mo

Utility - Gas

Cost of gas usage for your apartment. Charged per unit.

Varies / mo

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee. Charged... Read More per unit. Read Less

Varies / mo

Utility - Water / Sewer

Water usage and wastewater removal costs. Charged per unit.

Varies / mo

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name. Charge... Read Mored per unit. Read Less

Varies / occurrence

Concession Repayment

Tenant repayment of rent discounts if lease terms are not me... Read Moret. Charged per unit. Read Less

Varies / occurrence

Legal / Eviction Fee

Costs associated with an eviction proceeding. Charged per un... Read Moreit. Read Less

Varies / occurrence

Lease Violation

Fee for non-compliance with lease terms or community policie... Read Mores. Charged per unit. Read Less

Varies / occurrence

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end d... Read Moreate. Charged per unit. Read Less

Varies / occurrence

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied. Charge... Read Mored per unit. Read Less

Varies one-time

Deposit (Nonrefundable)

a screening-based, non-refundable deposit to address damages... Read More or unpaid rent per lease agreement. Charged per unit. Read Less

Varies one-time

Insufficient Move-out Notice Fee

Charge for not providing proper advance notice before move-o... Read Moreut. Charged per unit. Read Less

Varies one-time

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid ren... Read Moret per lease terms. Charged per unit. Read Less

Varies one-time

Security Deposit Additional (Refundable)

Extra refundable deposit for added risk, damages, or lease c... Read Moreonditions. Charged per unit. Read Less

Varies one-time

Amenities

Special Features

Air Conditioner Bark Park Beautiful Lake Views Billiard's Room Carpeting Ceiling Fan Clubroom with Free WiFi Controlled Access Entryway Digital Thermostat Expansive Cabinet Space Extra Storage Fitness Center with Free Weights Fully Equipped Kitchen with Breakfast Bar Garage Parking Available Near Public Transportation Off Street Parking Online Payment Options On-Site Maintenance On-Site Management Package Receiving Pet Stations Throughout Community Private Fenced Yard Spaces* Private Patio/Balcony Resort-Style Swimming Pool with Sundeck Spacious 1,2,3 & 4 Bedroom Floorplans Spacious Closets Spanish Speaking Staff Upgraded Kitchen and Bathroom Cabinets* USB Outlet Plugs Valet Trash Washer and Dryer in Unit

Community Features

Maintenance on site Business Center Courtyard Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Handrails Dishwasher Disposal Kitchen High Ceilings Walk-In Closets Window Coverings Balcony Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Addison Landing Apartments.

Grocery

  • Publix Super Market at Oak Hill Village 4.4
  • EL Supremo tienda Latina (103rd ) 4.2

Pharmacy

  • Walgreens Pharmacy 2.5
  • Ricker Pharmacy 4.5
  • Walgreens 2.3

Gym

  • Chuze Fitness 4.3
  • Planet Fitness 4.1

Restaurant

  • Fat Mamaz 4.2
  • Azucar Sabor Cubano 5.0
  • mesa 4.9

Park

  • Addison Landing 3.9
  • Woodland Estates 3.5
  • Crystal Springs Park 4.5

Bank

  • Bank of America ATM 3.0
  • VyStar Credit Union 4.9
  • Bank of America ATM (Drive-thru) 2.3

Gas

  • Circle K 2.7
  • Blue Store Discount 4.3
  • Circle K 4.0

Pet Policy

Bringing a pet? Here's what Addison Landing Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Addison Landing Apartments

Escape to your private oasis at Addison Landing, where serene lake views await in the heart of Jacksonville's welcoming Westside. Imagine weekends spent lounging by our sparkling pool, casting a line in the beautiful lake, or exploring the nearby Jacksonville-Baldwin Rail Trail. Our spacious one, two, three, and four-bedroom apartment homes offer the perfect retreat after a day of exploring the unique local shops and eateries that give the Westside its distinct character.Conveniently located in the Jacksonville Heights West neighborhood, you'll enjoy unparalleled access to the I-295 loop and Cecil Commerce Center, making your commute a breeze. Whether you're affiliated with NAS Jacksonville or simply seeking a tranquil community, Addison Landing is the perfect place to call home. Come discover a lifestyle that blends the ease of suburban living with the vibrant spirit of "Jax." Find your forever at Addison Landing where your Westside story begins.

Year Built: 2007
Stories: 3
Total Units: 289
Phone: (904) 453-7710

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Addison Landing Apartments require renters insurance?
We didn't find a public insurance requirement for Addison Landing Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Addison Landing Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Addison Landing Apartments?
Plan for $1,415 to $1,990/month all-in. That's base rent ($1,298 - $1,873), plus $103/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Addison Landing Apartments allow pets?
Yes, Addison Landing Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Addison Landing Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find controlled access, covered parking, on site maintenance, perimeter fencing — features that can also qualify you for insurance discounts.
What floor plans does Addison Landing Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom, studio layouts. Rent ranges from $1,298 - $1,873. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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