50 Pine Shadow Pky, Ponte Vedra, FL 32081
Nocatee
Monthly Cost Breakdown at Atwater at Nocatee Apartments
The listed rent isn't the whole number. Here's what Atwater at Nocatee Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Atwater at Nocatee Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Atwater at Nocatee Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
What You'll Likely Pay
$14
Est. Monthly
$172
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Atwater at Nocatee Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Atwater at Nocatee Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Ponte Vedra.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Atwater at Nocatee Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Atwater at Nocatee Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Community Features
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Atwater at Nocatee Apartments.
Grocery
- Whole Foods Market 4.4
- Publix Super Market at Marketplace at Nocatee 4.5
- Publix Super Market at Nocatee Town Center 4.5
Pharmacy
- Publix Pharmacy at Marketplace at Nocatee
- CVS Pharmacy 4.3
- Publix Pharmacy at Nocatee Town Center 3.0
Hospital
- CareSpot Urgent Care at Nocatee 4.4
- Urgent Care Cure at Ponte Vedra 4.8
- Baptist Primary Care - Baptist Healthplace at Nocatee 4.3
Gym
- Orangetheory Fitness 4.9
- YMCA at Nocatee 4.2
- TitanUp Fitness Nocatee 5.0
Restaurant
- Gyro 365 4.7
- Chophouse at Nocatee 4.6
- Catullo's Italian Nocatee 4.6
Park
- Nocatee Community Park (Public) 4.6
- West End Park 4.8
- Nocatee Splash Waterpark (Private) 4.7
Bank
- Truist 4.5
- Wells Fargo Bank 3.5
- Chase Bank 3.2
Gas
- Gate Gas Station 3.7
- Circle K | Gas Station 4.4
- Shell 4.1
About Atwater at Nocatee Apartments
Atwater at Nocatee offers modern apartment living in the heart of one of Northeast Floridas most sought-after master-planned communities. Located near Ponte Vedra and St. Augustine, our community features spacious one-, two-, and three-bedroom apartment homes with contemporary finishes and open layouts designed for comfortable living. Residents enjoy resort-style amenities including a swimming pool, fitness center, and inviting community spaces. Just minutes from Nocatee Town Center, beaches, shopping, dining, parks, and scenic trails, Atwater provides convenient access to everything the area has to offer. Discover a vibrant lifestyle and welcoming community at Atwater at Nocatee.
Other Options Nearby
Still weighing your choices? Other communities in Ponte Vedra — compare rent and estimated insurance cost side by side.
Reserve at Nocatee Apartments
Nocatee
1001 Fields Rd Rental
North Side
10143 Meadow Point Dr Rental
West Side
10264 Lancashire Dr E Rental
North Side
10310 Briarcliff Rd E Rental
North Side
1035 Preakness Ct Rental
North Side
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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