Cadence at Nocatee Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 09, 2026

Thinking about renting at Cadence at Nocatee Apartments in Ponte Vedra? Rent here runs $1,485 - $2,674, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Cadence at Nocatee Apartments

Compare renters insurance quotes in seconds

380 Burbank Ave, Ponte Vedra, FL 32081

Ponte Vedra

Built 2021 3 stories 291 units
4.2/5 ·155 reviews Google
5/5 ·133 reviews
$1,485 - $2,674 /month

Monthly Cost Breakdown at Cadence at Nocatee Apartments

The listed rent isn't the whole number. Here's what Cadence at Nocatee Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,498 – $2,687
Base Rent $1,485 – $2,674
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Cadence at Nocatee Apartments

What Your Lease Requires

These are the specific insurance requirements Cadence at Nocatee Apartments spells out in the lease. Getting these right upfront saves you a headache at move-in.

Accepted Insurance Portals

leaselabs

Accepted Insurance Providers

Cadence at Nocatee Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

sure kin

What Affects Your Premium Here

Every building is different. These factors specific to Cadence at Nocatee Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

Water/Leak Issues

4 mentions in Google reviews

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cadence at Nocatee Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cadence at Nocatee Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free

Fees Beyond Rent

These are the additional charges beyond base rent at Cadence at Nocatee Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$90

Administrative Fee

Charged per unit.

$175

Pets Fees

Dog Fee

Charged per pet.

$350

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$350

Cat Rent

Charged per pet.

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Cadence at Nocatee Apartments.

What Residents Are Saying

We analyzed 5 Google reviews for insurance-relevant mentions. These are the issues that came up most often — and the ones that matter when choosing your coverage:

Maintenance Issues 5 mentions
Water Damage 4 mentions
Theft 2 mentions
Safety Concerns 2 mentions
Noise 1 mention

Amenities

Special Features

Stainless-Steel Appliance Package Full-Sized Washer & Dryer Plush Carpeted Bedrooms Outdoor Social Kitchen Library Pet Friendly Yoga Studio, Weight Training & Fitness Lawn Outdoor Movie Lawn & Game Area Vinyl Plank Flooring 9-Foot Ceilings Brand New 1, 2 & 3 Bedroom Apartments & Townhomes

Community Features

Pet Washing Station Business Center Clubhouse Walk-Up Fitness Center Pool

Floor Plan Amenities

Granite Countertops Stainless Steel Appliances Kitchen Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Cadence at Nocatee Apartments.

Grocery

  • Publix Super Market at Marketplace at Nocatee 4.5
  • Publix Super Market at Nocatee Town Center 4.5

Pharmacy

  • Publix Pharmacy at Marketplace at Nocatee
  • Bluebird Pharmacy and Spa 4.7
  • CVS Pharmacy 4.3

Hospital

  • Urgent Care Cure at Ponte Vedra 4.8
  • HCA Florida Memorial Hospital Emergency Room 3.9
  • CareSpot Urgent Care at Nocatee 4.4

Gym

  • Orangetheory Fitness 4.9
  • YMCA at Nocatee 4.2
  • Trinity Fitness Ponte Vedra 5.0

Restaurant

  • Cadence at Nocatee Apartments 4.2
  • Cantina Louie (Ponte Vedra, FL) 4.5
  • Catullo's Italian Nocatee 4.6

Park

  • Greenleaf Lakes Park 4.7
  • Cadence at Nocatee Apartments 4.2
  • Nocatee Splash Waterpark (Private) 4.7

Bank

  • Cadence at Nocatee Apartments 4.2
  • Truist 4.5
  • Wells Fargo Bank 3.5

Gas

  • Gate Gas Station 3.7
  • Cadence at Nocatee Apartments 4.2
  • Circle K | Gas Station 4.4

Pet Policy

Bringing a pet? Here's what Cadence at Nocatee Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About Cadence at Nocatee Apartments

Cadence at Nocatee offers flawlessly designed one, two, and three-bedroom apartments and townhomes to inspire vacation-style living. Host a dinner party for one or many in your modern kitchen, finished with sleek granite countertops and a stainless-steel appliance package. Cooking and enjoying a meal is better with a view from your bright and airy home, accentuated by 9-foot ceilings. Style meets function in our luxury Ponte Vedra Beach, FL, apartments. Schedule a tour today and ask about our Live Local program to see if you qualify for reduced rates!

Year Built: 2021
Stories: 3
Total Units: 291
Phone: (904) 822-9710

Other Options Nearby

Still weighing your choices? These communities are in the same part of Ponte Vedra — with their own insurance costs and safety profiles worth comparing.

1001 Fields Rd Rental

North Side

$1,745 Ins: ~$14/mo

10143 Meadow Point Dr Rental

West Side

$2,395 Ins: ~$14/mo

10264 Lancashire Dr E Rental

North Side

$2,110 Ins: ~$14/mo

10310 Briarcliff Rd E Rental

North Side

$1,499 Ins: ~$14/mo

1035 Preakness Ct Rental

North Side

$1,949 Ins: ~$14/mo

10495 McGirts Creek Dr Rental

West Side

$2,535 Ins: ~$14/mo

Frequently Asked Questions

Does Cadence at Nocatee Apartments require renters insurance?
We didn't find a public insurance requirement for Cadence at Nocatee Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cadence at Nocatee Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Cadence at Nocatee Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Cadence at Nocatee Apartments?
Plan for $1,498 to $2,687/month all-in. That's base rent ($1,485 - $2,674), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cadence at Nocatee Apartments allow pets?
Yes, Cadence at Nocatee Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Cadence at Nocatee Apartments offer?
There are 20 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,485 - $2,674. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Cadence at Nocatee Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.