Renters Insurance at Case De Marco Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Case De Marco Apartments can push your insurance cost up or down:
Older Building
Built in 1965 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
5 mentions in Google reviews
Security System Issues
1 mention of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Case De Marco Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Case De Marco Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville Sheriff's Office.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Case De Marco Apartments also has on-site security features (Video patrol, Gated, Gated access) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
What residents talk about most
Security
A recurring concern in reviews
“She had to change filters on air conditioner unit inside herself and no one ever inspected it and it looks unsafe.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
The natural-hazard picture for renters at this address is straightforward: flood risk is low and earthquake shaking isn't a meaningful concern, but Duval County sees real severe-weather activity — NOAA tallies roughly 27 severe weather events a year. The good news is that's exactly the kind of damage a standard renters policy is designed to handle. The section below walks through the local weather record.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (0.2% annual chance, coastal — 500-year floodplain) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.
Low seismic hazard · ground motion 0.05g
Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under your standard renters policy regardless.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
This is the part of the natural-hazard picture where renters insurance actually pays out. NOAA records around 27 severe-weather events a year in Duval County. Damage to personal property from wind, hail, and storms is covered by a baseline policy — the historical record below is more about understanding what your policy will actually be used for than identifying a coverage gap.
Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.
Source: NOAA Storm Events Database, annual averages from the past five years for Duval County. Counts reflect reported events, not damage amounts.
Renters at this address generally don't need optional natural-hazard add-ons. The base policy already covers the realistic claim scenarios.
1612-1614 Larue Ave, Jacksonville, FL 32207
Southside
Monthly Cost Breakdown at Case De Marco Apartments
The listed rent isn't the whole number. Here's what Case De Marco Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Case De Marco Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
Application Fee Per Applicant
Administrative Fee
Parking Fees
Street Parking
Parking Available
Surface Lot
Parking Available
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Case De Marco Apartments.
Grocery
- Publix Super Market at Shoppes at East San Marco 4.6
- San Marco Food Store 3.8
- The Fresh Market 4.5
Pharmacy
- Walgreens Specialty Pharmacy 3.2
- Publix Pharmacy at Shoppes at East San Marco 4.5
- Walgreens Specialty Pharmacy at MD Anderson Cancer Center 4.4
Hospital
- Baptist Jacksonville Emergency Room (ER) 2.4
- HCA Florida Memorial Hospital Emergency Room 3.9
- Baptist Medical Center Jacksonville 4.3
Gym
- Row House Fitness Jacksonville | San Marco 4.7
- San Marco Strong 5.0
- Pure Barre 4.9
Restaurant
- European Street Cafe 4.6
- Cafe San Marco 4.7
- Sofi's 4.7
Park
- Landon Park 4.8
- Jessie Ball DuPont Park 4.8
- City of Jacksonville- Parks, Recreation, And Community Services 2.9
Bank
- Bank of America (with Drive-thru ATM) 3.0
- Chase Bank 3.5
- First Citizens Bank 4.0
Gas
- Shell 4.0
- bp 3.6
- GATE Gas Station 4.4
Pet Policy
Bringing a pet? Here's what Case De Marco Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Case De Marco Apartments
From the property listing:
Welcome to your new home in the vibrant heart of San Marco! This newly renovated studio apartment is perfect for those seeking modern living with a touch of charm. Enjoy the convenience of being just a short walk or bike ride away from the scenic St. Johns River, shopping centers, and a variety of top-rated restaurants. Downtown is only a few minutes away, making commuting or enjoying city life a breeze. Features: - Newly renovated interiors - Modern kitchen with updated appliances - Cozy living space - Pet-friendly community (1 pet per unit, under 25 pounds) - Walking/biking distance to St.
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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