Case De Marco Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Case De Marco Apartments in Southside? Rent here runs From $850, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1612-1614 Larue Ave, Jacksonville, FL 32207

Southside

Built 1965 2 stories 22 units
3.7/5 ·21 reviews Google
Apt. Finder
From $850 /month

Monthly Cost Breakdown at Case De Marco Apartments

The listed rent isn't the whole number. Here's what Case De Marco Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $868
Base Rent $850
Est. Renters Insurance $18/mo

Renters Insurance at Case De Marco Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Case De Marco Apartments can push your insurance cost up or down:

Older Building

Built in 1965 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

5 mentions in Google reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$18

Est. Monthly

$215

Est. Annual

$17

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Case De Marco Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Case De Marco Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Case De Marco Apartments also has on-site security features (Video patrol, Gated, Gated access) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
10×
Water Damage Common topic
Pest Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned
Security System Failures Mentioned

On-Site Security

Video patrol Gated Gated access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Case De Marco Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard In Coastal Zone) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Case De Marco Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Application Fee Per Applicant

Free

Administrative Fee

Free

Parking Fees

Street Parking

Parking Available

Surface Lot

Parking Available

Amenities

Community Features

Clubhouse Courtyard

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Smoke Free Tub/Shower Granite Countertops Kitchen Oven Range Refrigerator Hardwood Floors Tile Floors Office

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Case De Marco Apartments.

Grocery

  • Publix Super Market at Shoppes at East San Marco 4.6
  • San Marco Food Store 3.8
  • The Fresh Market 4.5

Pharmacy

  • Walgreens Specialty Pharmacy 3.2
  • Publix Pharmacy at Shoppes at East San Marco 4.5
  • Walgreens Specialty Pharmacy at MD Anderson Cancer Center 4.4

Hospital

  • Baptist Jacksonville Emergency Room (ER) 2.4
  • HCA Florida Memorial Hospital Emergency Room 3.9
  • Baptist Medical Center Jacksonville 4.3

Gym

  • Row House Fitness Jacksonville | San Marco 4.7
  • San Marco Strong 5.0
  • Pure Barre 4.9

Restaurant

  • European Street Cafe 4.6
  • Cafe San Marco 4.7
  • Sofi's 4.7

Park

  • Landon Park 4.8
  • Jessie Ball DuPont Park 4.8
  • City of Jacksonville- Parks, Recreation, And Community Services 2.9

Bank

  • Bank of America (with Drive-thru ATM) 3.0
  • Chase Bank 3.5
  • First Citizens Bank 4.0

Gas

  • Shell 4.0
  • bp 3.6
  • GATE Gas Station 4.4

Pet Policy

Bringing a pet? Here's what Case De Marco Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Case De Marco Apartments

Year Built: 1965
Stories: 2 stories
Units: 22
Phone: (904) 944-4458

From the property listing:

Welcome to your new home in the vibrant heart of San Marco! This newly renovated studio apartment is perfect for those seeking modern living with a touch of charm. Enjoy the convenience of being just a short walk or bike ride away from the scenic St. Johns River, shopping centers, and a variety of top-rated restaurants. Downtown is only a few minutes away, making commuting or enjoying city life a breeze. Features: - Newly renovated interiors - Modern kitchen with updated appliances - Cozy living space - Pet-friendly community (1 pet per unit, under 25 pounds) - Walking/biking distance to St.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Case De Marco Apartments require renters insurance?
We didn't find a public insurance requirement for Case De Marco Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Case De Marco Apartments?
For this zip code and building type, expect to pay around $18/month ($215/year). Case De Marco Apartments has security features that qualify for discounts — with those applied, you could pay as little as $17/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Case De Marco Apartments?
Plan for about $868/month all-in. That's base rent (From $850), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Case De Marco Apartments allow pets?
Yes, Case De Marco Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Case De Marco Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find video patrol, gated, gated access — features that can qualify for premium discounts.
What floor plans does Case De Marco Apartments offer?
There is 1 floor plan available, a studio layout. Rent ranges from From $850. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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