Courtney Manor Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Courtney Manor Apartments in West Side? Rent here runs $1,037 – $1,612, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Courtney Manor Apartments

Compare renters insurance quotes in seconds

5620 Collins Rd, Jacksonville, FL 32244

West Side

Built 1999 3 stories 360 units
3.2/5 ·422 reviews Google
3/5 ·7 reviews Apt. Finder
$1,037 – $1,612 /month

Monthly Cost Breakdown at Courtney Manor Apartments

The listed rent isn't the whole number. Here's what Courtney Manor Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,054 – $1,629
Base Rent $1,037 – $1,612
Est. Renters Insurance $17/mo

Renters Insurance at Courtney Manor Apartments

We found a few insurance details on Courtney Manor Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Courtney Manor Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$17

Est. Monthly

$206

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Courtney Manor Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Courtney Manor Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Courtney Manor Apartments also has on-site security features (Property manager on site, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Pest Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Property manager on site Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Courtney Manor Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Courtney Manor Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Pets Fees

Dog Deposit

Charged per pet.

$100

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$20 / mo

Cat Deposit

Charged per pet.

$100

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$20 / mo

Amenities

Special Features

Kitchen with White and Black Appliances Multi-Speed Ceiling Fans with Lighting Online Resident Services and Payments Dishwasher Included Energy Efficient Central Air Conditioning Library Private Outdoor Storage Unit Cable TV Ready Pet-Friendly Community Resident Events & Activities Spacious Storage Throughout Grill Stations with Picnic Area Seating Low-to-Middle Income Options Smart Home Technology Washer and Dryer Connections Parcel System with Text and Email Notification Hardwood-Style Flooring in Kitchen and Bathrooms Pre-Qualified Renters Insurance Carpeted Bedrooms and Living Spaces Deposit Alternative Available Tiled Shower Area with Bathtub

Community Features

Maintenance on site Clubhouse Lounge Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Storage Space Dishwasher Disposal Kitchen Range Walk-In Closets Window Coverings

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Courtney Manor Apartments.

Grocery

  • Publix Super Market at Argyle Village 4.5
  • Walmart Supercenter 3.9
  • Rowe's IGA Orange Park 4.4

Pharmacy

  • Walmart Pharmacy 3.8
  • CVS Pharmacy 3.7
  • Publix Pharmacy at Argyle Village 3.7

Gym

  • Crunch Fitness - Orange Park 4.0
  • Chuze Fitness 4.3
  • Anytime Fitness 4.4

Restaurant

  • MISSION BBQ 4.6
  • Ted's Montana Grill 4.5
  • J.L.Trent's Seafood & Grill 4.8

Park

  • Ringhaver Park 4.3
  • Tillie K. Fowler Regional Park 4.5
  • Losco Regional Park 4.6

Gas

  • GATE Gas Station 3.2
  • GATE Gas Station 4.3
  • GATE Gas Station 3.5

Pet Policy

Bringing a pet? Here's what Courtney Manor Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$100 Deposit
$20 Monthly Pet Rent
$300 Fee

About Courtney Manor Apartments

Year Built: 1999
Stories: 3 stories
Units: 360
Phone: (904) 780-9037

From the property listing:

Situated in the heart of Jacksonville, Florida, Courtney Manor Apartments offers an unparalleled experience in affordable apartment living. Beyond our generously sized one, two, three, and four-bedroom apartment homes, our pet-friendly community has an extensive array of amenities including our inviting clubhouse lounge, fitness studio, and refreshing swimming pool. Don't hesitate to arrange your in-person or virtual tour today to receive more information. We cannot wait to meet you so you can experience the delights of our community in person!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Courtney Manor Apartments require renters insurance?
We found specific coverage details on Courtney Manor Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Courtney Manor Apartments?
For this zip code and building type, expect to pay around $17/month ($206/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Courtney Manor Apartments?
Plan for $1,054 to $1,629/month all-in. That's base rent ($1,037 – $1,612), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Courtney Manor Apartments allow pets?
Yes, Courtney Manor Apartments is pet-friendly. Here are the details: Cats Allowed. $100 Deposit. $20 Monthly Pet Rent. $300 Fee. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Courtney Manor Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find property manager on site, package lockers — features that can qualify for premium discounts.
What floor plans does Courtney Manor Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,037 – $1,612. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Courtney Manor Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.