Renters Insurance at Drift at Town Center East Apartments
We found a few insurance details on the Drift at Town Center East Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Drift at Town Center East Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$14
Est. Monthly
$163
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Drift at Town Center East Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Drift at Town Center East Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $102/yr |
| USAA | $10/mo | $114/yr |
| State Farm | $13/mo | $152/yr |
| Progressive | $14/mo | $165/yr |
| Safeco | $14/mo | $165/yr |
| Travelers | $15/mo | $178/yr |
| Allstate | $16/mo | $190/yr |
| Nationwide | $16/mo | $190/yr |
| Farmers | $17/mo | $203/yr |
| Liberty Mutual | $19/mo | $228/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville Sheriff's Office.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Drift at Town Center East Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
5000 Kernan Blvd S, Jacksonville, FL 32224
Southside
Monthly Cost Breakdown at Drift at Town Center East Apartments
The listed rent isn't the whole number. Here's what Drift at Town Center East Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Drift at Town Center East Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Drift at Town Center East Apartments.
Pharmacy
- Publix Pharmacy at Kernan Square 2.9
- Walgreens Pharmacy 4.0
- Medtown PHARMACY 4.9
Hospital
- HCA Florida Memorial Hospital Emergency Room 3.9
- Mayo Clinic Emergency Room 3.0
- Baptist & Wolfson Town Center Emergency Room (ER) 3.0
Gym
- Orangetheory Fitness 4.9
- Chuze Fitness 4.2
- Florida Extreme Fitness Center 4.7
Restaurant
- A Bit of Saigon 4.5
- EZ Eatz by Yaya 4.9
- True Food Kitchen 4.5
Park
- Jacksonville Beach Parks & Rec 4.7
- Oceanfront Park 4.7
- Kathryn Abbey Hanna Park 4.7
Bank
- Bank of America ATM (Drive-thru) 2.9
- Fifth Third Bank & ATM 3.5
- Drift at Town Center East Apartments 4.3
Gas
- RapidXChange Propane
Pet Policy
Bringing a pet? Here's what Drift at Town Center East Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Drift at Town Center East Apartments
From the property listing:
Drift at Town Center East Apartments is a modern, pet-friendly apartment community in Southeast Jacksonville, Florida, near I-295. We offer 1-bedroom, 2-bedroom and 3-bedroom luxury apartments for rent with an impressive selection of features, including stainless steel appliances, designer cabinets, quartz countertops, walk-in closets and more. Residents have convenient, easy access to shopping, dining and entertainment at St. Johns Town Center and Regency Square Mall. Drift at Town Center East Apartments is close to major employers and schools such as Amazon, Baptist Health, St.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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