Forena Luxury Living Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Forena Luxury Living Apartments in Arlington? Rent here runs $1,699 - $2,634, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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11727 Abess Blvd, Jacksonville, FL 32225

Arlington

Managed by Davis Development Built 2023 3 stories 300 units
4.7/5 ·149 reviews Google
4/5
$1,699 - $2,634 /month

Monthly Cost Breakdown at Forena Luxury Living Apartments

The listed rent isn't the whole number. Here's what Forena Luxury Living Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,792 – $2,727
Base Rent $1,699 – $2,634
Required Monthly Fees $80
Est. Renters Insurance $13/mo

Renters Insurance at Forena Luxury Living Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Forena Luxury Living Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Forena Luxury Living Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Forena Luxury Living Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Forena Luxury Living Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Forena Luxury Living Apartments has on-site security features (Package service, Controlled access, Property manager on site, Package lockers) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
3×
Noise Common topic
3×

On-Site Security

Package service Controlled access Property manager on site Package lockers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Forena Luxury Living Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Forena Luxury Living Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$20 / mo

Application

Charged per unit.

$119

Reservation Fee

Charged per unit.

$250

Pets Fees

Pet Fee

$400 for 1 pet, $500 for 2 pets

$400

Pet Fee (2 pets)

Max of 1. $100 for the 2nd pet Charged per pet.

Varies

Pet Rent

Max of 2. Charged per pet.

$20 / mo

Parking Fees

Standard Garage

Max of 1. Charged per vehicle.

$275 / mo

Large Garage

Max of 1. Charged per vehicle.

$325 / mo

Amenities

Special Features

24/7 Luxer Package Lockers 3 Private Offices Amenify On-Demand Home Services Gourmet Coffee Juice & Hot Tea Bar Modern Sconce & Pendant Lighting Walk-in Showers w/ Rain Shower Heads* Water View Centralized Heat & AC Corner Unit Large Walk-In Closets Retreat Views* Courtyard View Cyber Lounge Framed Vanity Mirrors Game Lounge Pet Wash Smoke-Free Apartments Smoke-Free Community Wood View Clubhouse Kitchen w/ Lounging Areas Air Conditioner Indoor Bike Storage Pool View Quartz Countertops in Kitchen & Bathrooms Relaxing Patio or Balcony* Urban Mudroom* Wheelchair Access 2 Faux Wooden Blinds Electric Car Charging Stations Home Intrusion Alarms w/ Optional Monitoring Makers Spaces Nest Thermostats Storage Units Under-Cabinet Lighting Central Mail Location Designer Tile Backsplash in Kitchen Elevator Access Golf Lounge Movie Theater Wood Finish Flooring 2 Guest Suites Conference Room Double Sink Vanity in Bathrooms* Flat Panel Custom Cabinetry w/ Wine Rack Full-Size Washer & Dryer Included Indoor Trash Chutes Online Rent Payment & Maintenance Requests Rideshare Lounge Single Tone Paint Scheme Soaking Tub*

Community Features

Maintenance on site Online Services Pet Care Pet Play Area Pet Washing Station Car Charging Station Elevator Business Center Clubhouse Lounge Multi Use Room Disposal Chutes Conference Rooms Courtyard Fitness Center Pool Bicycle Storage Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Vinyl Flooring High Ceilings Mud Room Office Walk-In Closets Large Bedrooms Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Forena Luxury Living Apartments.

Grocery

  • The Fresh Market 4.5
  • Publix Super Market at Harbour Place 4.6
  • Walmart Supercenter 4.0

Pharmacy

  • Walgreens Pharmacy 3.9
  • Walmart Pharmacy 3.4
  • CVS Pharmacy 4.1

Hospital

  • HCA Florida Atlantic Emergency 3.6
  • Ascension St. Vincent's Emergency Care - Arlington 4.1
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Florida Extreme Fitness Center 4.7
  • Chuze Fitness 4.1
  • Crunch Fitness - Harbour Village 4.3

Restaurant

  • Another Broken Egg Cafe 4.6
  • Don Taco Leon 4.9
  • Twin Peaks 4.6

Park

  • Abess Park 4.2
  • Ed Austin Regional Park 4.6
  • Huffman Boulevard Park 4.4

Bank

  • Bank of America (with Drive-thru ATM) 2.5
  • Bank of America (with Drive-thru ATM) 2.9
  • Regions Bank 3.7

Gas

  • RaceTrac 2.6
  • Circle K | Gas Station 5.0
  • Exxon 3.9

Pet Policy

Bringing a pet? Here's what Forena Luxury Living Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $20 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Forena Luxury Living Apartments

Enjoy Up to 2 MONTHS FREE ON SELECT HOMES* for a limited time! Live like youre on vacation every day at our brand new community, offering spacious apartments and the largest amenity offering in the area. With a dedicated onsite team, we are committed to providing exceptional customer service. Call or come by today!

Year Built: 2023
Stories: 3
Total Units: 300
Management: Davis Development
Phone: (904) 822-9596

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

1126 Brookwood Bluff Rd E Rental

Arlington

$2,000 Ins: ~$14/mo
Moderate Risk

12318 Cobblestone Cir S Rental

Arlington

$2,030 Ins: ~$14/mo
Moderate Risk

12341 Amanda Cove Trail Rental

Arlington

$2,399 Ins: ~$14/mo
Moderate Risk

12344 Sondra Cove Trail N Rental

Arlington

$2,050 Ins: ~$14/mo
Moderate Risk

13146 Staffordshire Dr S Rental

Arlington

$2,315 Ins: ~$14/mo
Moderate Risk

1438 Magnolia Cir W Rental

Arlington

$1,524 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does Forena Luxury Living Apartments require renters insurance?
We didn't find a public insurance requirement for Forena Luxury Living Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Forena Luxury Living Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Forena Luxury Living Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Forena Luxury Living Apartments?
Plan for $1,792 to $2,727/month all-in. That's base rent ($1,699 - $2,634), plus $80/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Forena Luxury Living Apartments allow pets?
Yes, Forena Luxury Living Apartments is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Forena Luxury Living Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, package lockers — features that can also qualify you for insurance discounts.
What floor plans does Forena Luxury Living Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,699 - $2,634. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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