8500 Argyle Business Loop, Jacksonville, FL 32244
West Side
Monthly Cost Breakdown at Lindsey Terrace Apartments
The listed rent isn't the whole number. Here's what Lindsey Terrace Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Lindsey Terrace Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Lindsey Terrace Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$16
Est. Monthly
$196
Est. Annual
$16
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lindsey Terrace Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lindsey Terrace Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Property crime rate in Jacksonville
37% above national average (1,578/100K)
Breakdown per 100K residents
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Lindsey Terrace Apartments also has on-site security features (On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Lindsey Terrace Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Lindsey Terrace Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Dog Deposit
Charged per pet.
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Lindsey Terrace Apartments.
Grocery
- Publix Super Market at Argyle Village 4.5
- Winn-Dixie 4.3
- Walmart Supercenter 3.9
Pharmacy
- Publix Pharmacy at Argyle Village 3.7
- MedSmart Pharmacy 4.8
- Sam's Club Pharmacy 4.8
Hospital
- Ascension St. Vincent's Emergency Care - Westside 4.5
- HCA Florida Orange Park Hospital Emergency Room 4.1
- HCA Florida Park West Emergency 3.5
Gym
- Chuze Fitness 4.3
- Anytime Fitness 4.4
- Anytime Fitness 4.9
Restaurant
- Lum Thai Restaurant 4.6
- MISSION BBQ 4.6
- Bassil's 4.4
Park
- Argyle Forest Park 4.3
- Lindsey Terrace Apartments 3.3
- Tillie K. Fowler Regional Park 4.5
Bank
- Presto! ATM 5.0
- Lindsey Terrace Apartments 3.3
- Wells Fargo Bank 3.3
Gas
- Circle K | Gas Station 4.0
- Sam's Club Gas Station 4.4
- Circle K | Gas Station
Pet Policy
Bringing a pet? Here's what Lindsey Terrace Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats Allowed
- $100 Deposit
- $20 Monthly Pet Rent
- $300 Fee
About Lindsey Terrace Apartments
Nestled in the heart of the Argyle Forest area, Lindsey Terrace introduces a pet-friendly living experience that encompasses your every desire in an apartment home. Embracing an ideal location, our community places you in close proximity to schools, upscale dining, excellent shopping, and major thoroughfares. A variety of amenities awaits you, including a dedicated car care area, a lively playground, a well-equipped fitness center, a glistening swimming pool paired with a sun deck, and much more. Choose from our spacious 1, 2, and 3-bedroom floor plans, Lindsey Terrace apartment homes offer a host of popular features including built-in computer desks, oversized walk-in closets, solid concrete construction, and much more. Please contact the management office for affordable rental rates. Lindsey Terrace is a place that you'll take pride in calling home!
Other Options Nearby
Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.
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11412 Brian Lakes Dr N Rental
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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