Renters Insurance at MAA Town Center Apartments
What Affects Your Premium Here
Every building is different. These factors specific to MAA Town Center Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2168/100K (37% above national average)
What You'll Likely Pay
$15
Est. Monthly
$178
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MAA Town Center Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near MAA Town Center Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $102/yr |
| USAA | $10/mo | $114/yr |
| State Farm | $13/mo | $152/yr |
| Progressive | $14/mo | $165/yr |
| Safeco | $14/mo | $165/yr |
| Travelers | $15/mo | $178/yr |
| Allstate | $16/mo | $190/yr |
| Nationwide | $16/mo | $190/yr |
| Farmers | $17/mo | $203/yr |
| Liberty Mutual | $19/mo | $228/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.
Jacksonville property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. MAA Town Center Apartments also has on-site security features (Property manager on site, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for MAA Town Center Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
9825 Gate Pky N, Jacksonville, FL 32246
Southside
Monthly Cost Breakdown at MAA Town Center Apartments
The listed rent isn't the whole number. Here's what MAA Town Center Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at MAA Town Center Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Parking Fee
Charged per vehicle.
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around MAA Town Center Apartments.
Grocery
- Western Union 5.0
- Amerigas Propane Exchange
Pharmacy
- CVS Pharmacy 4.0
- CVS Pharmacy 4.3
Hospital
- Baptist & Wolfson Town Center Emergency Room (ER) 3.0
- Ascension St. Vincent's Emergency Care - Southside 4.2
- HCA Florida Memorial Hospital Emergency Room 3.9
Gym
- Orangetheory Fitness 4.7
- Brooks Family YMCA 4.5
- Florida Extreme Fitness Center 4.7
Restaurant
- Gyro 365 4.7
- Dolce Vita Modern Italian 4.7
- Talkin' Tacos Towncenter 4.8
Park
- Fort Family Park 4.5
- Huffman Boulevard Park 4.4
- Losco Regional Park 4.6
Bank
- TD Bank 3.3
- Bank of America ATM (Drive-thru) 2.9
Gas
- GATE Gas Station 4.4
- Racetrac 2.5
- Shell 4.0
Pet Policy
Bringing a pet? Here's what MAA Town Center Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About MAA Town Center Apartments
From the property listing:
TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Find your own urban resort at MAA Town Center in Jacksonville, FL. These one-, two-, and three-bedroom apartment homes boast high ceilings with oversize crown molding, and full-size washer/dryer sets. The fully equipped fitness center includes personal plasma TVs, and the resort-style pool includes a cabana kitchen with gas grills and a built-in fireplace. Our convenient location on Gate Parkway North is close to both Tinseltown and St. Johns Town Center.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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