5290 Big Island Dr, Jacksonville, FL 32246
Southside
Monthly Cost Breakdown at The Uptown at St. Johns Apartments
The listed rent isn't the whole number. Here's what The Uptown at St. Johns Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Uptown at St. Johns Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Uptown at St. Johns Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Theft Reports
2 mentions in Google reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: C
NeighborhoodScout
Safer than only 6% of US cities
What You'll Likely Pay
$13
Est. Monthly
$160
Est. Annual
$13
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Uptown at St. Johns Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Uptown at St. Johns Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Uptown at St. Johns Apartments.
C
Area Crime Grade
6%
Jacksonville overall is safer than only 6% of U.S. cities
This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Uptown at St. Johns Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Uptown at St. Johns Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Deposit Waiver Min
Deposit Waiver Min Charged per unit.
Trash Reimb
Trash Reimb Charged per unit.
Utility Admin Fee
Utility Admin Fee Charged per unit.
High Speed Internet
High Speed Internet Charged per unit.
Water and Sewer Usage
Water and Sewer Usage. Charged per unit.
Administrative Fees
Adminstrative Fees Charged per unit.
Application Fee
Online Application Fee Charged per applicant.
Pets Fees
Pet Fees Or Charges
Pet Fee - Dog Charged per pet.
Parking Fees
Garage - Parking
Garage - Parking Charged per vehicle.
Surface Lot
FREE
Addons Fees
Vacant Cost Recovery
Vacant Cost Recovery Charged per unit.
Key and Lock Replacement
Key and Lock Replacement Charged per unit.
Asset Protection Renters Insurance
Asset Protection Renters Insurance. Charged per unit.
Deposit Waiver
Deposit Waiver. Charged per unit.
Rent Plus
Rent Plus. Charged per unit.
Security Deposit
Security Deposit. Charged per unit.
Situational Fees
Late Fee
Late Fee Charged per unit.
New Account Utility Fee
New Account Utility Fee Charged per unit.
NSF Fee
NSF Fee Charged per unit.
Final Utility Billing Fee
Final Utility Billing Fee Charged per unit.
Month To Month Charges
Month To Month Charges Charged per unit.
Onsite Transfer Fee
Onsite Transfer Fee. Charged per unit.
Lease Violation Fee
Lease Violation Fee. Charged per unit.
Legal Fees
Legal Fees. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Uptown at St. Johns Apartments.
Grocery
- Whole Foods Market 4.4
- Southern Steer Butcher Atlantic Beach 4.9
- Publix Super Market at St. John's Town Center 4.6
Pharmacy
- Walgreens 2.2
- CVS Pharmacy 4.3
- CVS Pharmacy 4.0
Hospital
- HCA Florida Memorial Hospital Emergency Room 3.9
- Baptist & Wolfson Town Center Emergency Room (ER) 3.0
- Ascension St. Vincent's Emergency Care - Southside 4.2
Gym
- Orangetheory Fitness 4.7
- Chuze Fitness 4.2
- Brooks Family YMCA 4.5
Restaurant
- Southern Steer Butcher Atlantic Beach 4.9
- Bubbakoo's Burritos 4.6
- True Food Kitchen 4.5
Park
- St. Johns Town Center Park Green 4.6
- Kathryn Abbey Hanna Park 4.7
- Losco Regional Park 4.6
Bank
- Bank of America ATM (Drive-thru) 2.9
- Ameris Bank 4.6
- Chase Bank 2.6
Gas
- GATE Gas Station 4.4
- Shell 4.0
- Shell 2.7
Pet Policy
Bringing a pet? Here's what The Uptown at St. Johns Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
About The Uptown at St. Johns Apartments
Located in the heart of Jacksonville's Southside and the bustling St. Johns Town Center. The Uptown at St. Johns offers upscale Apartment living in one of Jacksonville's most vibrant communities. Easy access to Beaches and Downtown, as well as shopping and fine dining. Amenities at Uptown at St. Johns are in a league all their own with granite countertops, stainless appliances, garden tubs, and unique modern architecture. Join us today and discover a place all your own, welcome home!
Other Options Nearby
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Frequently Asked Questions
Does The Uptown at St. Johns Apartments require renters insurance?
How much is renters insurance at The Uptown at St. Johns Apartments?
What will I actually pay per month at The Uptown at St. Johns Apartments?
Does The Uptown at St. Johns Apartments allow pets?
How safe is the area around The Uptown at St. Johns Apartments?
What floor plans does The Uptown at St. Johns Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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