Renters Insurance at 2763 San Marino Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 2763 San Marino Apartments can push your insurance cost up or down:
Older Building
Built in 1988 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2198/100K (39% above national average)
What You'll Likely Pay
$17
Est. Monthly
$205
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 2763 San Marino Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 2763 San Marino Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Los Angeles.
Los Angeles property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 2763 San Marino Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.
Source: FBI UCR Program, Los Angeles (2024-12 to 2025-11)
On-Site Security
Natural Hazards & Your Renters Coverage
The natural-hazard exposure at 2763 San Marino Apartments is mild on every dimension a renter typically cares about. FEMA's flood zone for this address is low-risk, USGS rates seismic activity as low, and severe-weather records for Los Angeles County are unremarkable. Standard renters insurance handles the everyday claims (theft, fire, wind, water damage from leaks) without any add-ons. Specifics below for the curious.
Flood damage
FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Severe weather you'd actually claim for
NOAA's severe-weather record for Los Angeles County is on the calmer end of the national distribution — modest activity across most categories. Whatever does happen, your renters policy already covers it (wind, hail, lightning damage to your possessions). The five-year averages are below.
Source: NOAA Storm Events Database, annual averages from the past five years for Los Angeles County. Counts reflect reported events, not damage amounts.
The bottom line: a standard renters policy at this address is sufficient. None of the optional natural-hazard endorsements pay back at meaningful odds.
Fees Beyond Rent
These are the additional charges beyond base rent at 2763 San Marino Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee
charged per applicant Charged per applicant.
Optional Add-On Fees
Pet Policy
and restrictions Charged per unit.
Pet Policy
Bringing a pet? Here's what 2763 San Marino Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 2763 San Marino Apartments
From the property listing:
About the Unit 2763 San Marino St. offers two-bedroom, one-bathroom apartments ranging from approximately 711 to 1,095 square feet. Each unit features hardwood-style flooring, carpeting in select areas, ceiling fans, and air conditioning. Kitchens include quartz countertops, a stove, and ample cabinet space. About the Property This professionally managed, smoke-free, multi-story community offers amenities such as controlled access entry, on-site laundry facilities, and assigned parking spaces.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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