Renters Insurance at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!
We found a few insurance details on the The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! can push your insurance cost up or down:
Older Building
Built in 1930 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2198/100K (39% above national average)
What You'll Likely Pay
$18
Est. Monthly
$213
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Los Angeles.
Los Angeles property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! also has on-site security features (Property manager on site, Video patrol) that insurers recognize with discounts.
Source: FBI UCR Program, Los Angeles (2024-12 to 2025-11)
What residents talk about most
Management
Consistently positive in reviews
“Management is responsive, professional, and cares about residents.” — Google reviewer
On-Site Security
Natural Hazards & Your Renters Coverage
Of the three big natural hazards a renter might worry about, only earthquake risk stands out at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!. USGS classifies the surrounding area as high seismic hazard, which a typical renters policy specifically excludes. Flood risk is minimal here and severe-weather damage is already covered. The section below details what an earthquake endorsement actually buys.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
At this hazard level, the question isn't whether a damaging earthquake is possible — it's how to handle the fact that a standard renters policy excludes the damage if one happens. Earthquake endorsements priced for renters typically run $50–$150 annually and cover personal property only (no structural coverage; that's already the landlord's responsibility).
High seismic hazard · ground motion 1.11g
A renters earthquake endorsement covers personal property only and runs roughly $50–$150 a year — structural damage is the landlord's responsibility.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
Severe-weather activity in Los Angeles County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source: NOAA Storm Events Database, annual averages from the past five years for Los Angeles County. Counts reflect reported events, not damage amounts.
Compared to a fully unprotected address, the gap above is well-defined and inexpensive to close. The value of the standard policy doesn't change — the optional add-on does.
326 S Normandie Ave, Los Angeles, CA 90020
Koreatown
Monthly Cost Breakdown at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!
The listed rent isn't the whole number. Here's what The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Pet Policy
Bringing a pet? Here's what The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!
From the property listing:
Beautifully renovated, quiet building in the heart of Koreatown. Enjoy our tasteful combination of historic charm and modern upgrades. We currently have 1 bedroom apartments. These units will not last! Newly renovated units include granite counters, exposed brick, original hardwood flooring, spacious closets, new appliances, and panoramic views from our upper floors. Centrally Located to Freeways, Schools, Malls, LA LIVE, Hollywood, Nightlife, Restaurants, METRO, Theaters, Super Markets, etc. Professionally managed. Community amenities include 24-hour laundry facility and courtyard.
Frequently Asked Questions
Does The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! require renters insurance?
How much is renters insurance at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!?
What will I actually pay per month at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!?
Does The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! allow pets?
How safe is the area around The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!?
What floor plans does The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! offer?
Is SafeButler affiliated with The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!?
What is SafeButler and how does it work for The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown! renters?
Real quotes · under a minute
Ready to lock down coverage at The Elmwood Apartments...Beautiful Apartments in the Heart of Koreatown!?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.