AMLI Wynwood Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at AMLI Wynwood Apartments in Wynwood? This community requires renters insurance before you can sign a lease, and with rent at $2,567 – $6,081, you'll want to know exactly what that adds to your monthly bill. We estimate coverage here runs about $17/mo — below we break down the lease requirements, compare carriers, and show you how to get the best rate.

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70 NW 25th St, Miami, FL 33127

Wynwood

Built 2023 8 stories 316 units
4.5/5 ·117 reviews Google
Apt. Finder
$2,567 – $6,081 /month

Monthly Cost Breakdown at AMLI Wynwood Apartments

The listed rent isn't the whole number. Here's what AMLI Wynwood Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,764 – $6,278
Base Rent $2,567 – $6,081
Required Monthly Fees $180
Est. Renters Insurance $17/mo

Renters Insurance at AMLI Wynwood Apartments

AMLI Wynwood Apartments's website asks for at least $300,000 in liability coverage, and you'll need to add the property as an interested party on your policy. any licensed carrier that meets these minimums will be accepted.

Lease Requirements

Liability $300,000
Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In AMLI Wynwood Apartments's own words:

"Yes, we require that all residents carry a minimum of $300,000 in personal liability coverage.  We’ve partnered with Get Covered Insurance to provide affordable coverage options, including pet health and identity theft protection, and we also accept valid proof of renter’s insurance from a variety of insurance carriers."

"AMLI has partnered with Get Covered Insurance to offer residents an easy way to satisfy their insurance requirements."

"Please complete the below form and upload a copy of your insurance declaration page meeting the minimum requirements below:"

What Affects Your Premium Here

Every building is different. These factors specific to AMLI Wynwood Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$17

Est. Monthly

$204

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for AMLI Wynwood Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

Lease minimum

What this community requires

$300,000

We recommend

Minimum rarely covers an actual lawsuit

$300,000

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near AMLI Wynwood Apartments:

Carrier Monthly Annual
Lemonade $11/mo $134/yr
USAA $13/mo $150/yr
State Farm $17/mo $200/yr
Progressive $18/mo $217/yr
Safeco $18/mo $217/yr
Travelers $19/mo $234/yr
Allstate $21/mo $250/yr
Nationwide $21/mo $250/yr
Farmers $22/mo $267/yr
Liberty Mutual $25/mo $301/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. AMLI Wynwood Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Doorman, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Concierge Doorman Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for AMLI Wynwood Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at AMLI Wynwood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Wi-Fi Internet Service

Charged per unit.

$45 / mo

Utility Billing

Monthly utility billing methodology will be outlined in lease agreement. Any additional questions regarding billing please contact our onsite team. Charged per unit.

Varies / mo

Application Fee

Charged per applicant.

$100

Pets Fees

Onetime Pet Fee

Charged per pet.

$400

Monthly Pet Rent

Charged per pet.

$20 / mo

Parking Fees

Parking

Charged per vehicle.

$50 - $150 / mo

Amenities

Special Features

Breatheasy® smoke-free community Designed for LEED Gold certification Expansive 10-23 foot loft ceilings Garage Individual Climate Control Italian designer kitchen cabinetry Kohler water-saving bathroom fixtures Located in the heart of the Wynwood art district Lofts Modern lighting package Office/den spaces Quartz countertops in kitchens and baths Rooftop bar and lounge Samsung smart home refrigerators Spa bathrooms with dual vanities Stainless steel appliances Two designer finish packages Utilities Included Walk-in, built-out closets Wi-Fi access throughout the community

Community Features

Community-Wide WiFi Laundry Facilities Maintenance on site 24 Hour Access On-Site Retail Hearing Impaired Accessible Vision Impaired Accessible Recycling Online Services Planned Social Activities Pet Care Pet Play Area Pet Washing Station Car Charging Station Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Disposal Chutes Conference Rooms Roof Terrace Cabana Grill Zen Garden Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Tile Floors High Ceilings Office Walk-In Closets Furnished Window Coverings Large Bedrooms Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what AMLI Wynwood Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit
75 lb Weight Limit

About AMLI Wynwood Apartments

Year Built: 2023
Stories: 8 stories
Units: 316
Phone: (252) 210-6904

From the property listing:

Experience Miami's hottest international neighborhood with some of the largest floor plans in Wynwood. Our apartments in Wynwood give you ideal spot to explore the innumerable galleries, ever-blossoming fashion scene and the latest and greatest in Miami dining and night life. Select from 1-3 bedrooms and studios, all with porcelain tile floors, Kohler fixtures, walk-in closets, in-unit laundry and high-end appliances.

Other Options Nearby

Still weighing your choices? Other communities in Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does AMLI Wynwood Apartments require renters insurance?
Yes — you'll need an active renters insurance policy to sign a lease at AMLI Wynwood Apartments. The lease specifies a minimum of $300,000 in liability coverage. You'll need to add the property management as an interested party on your policy, which most carriers can do at no extra charge.
How much is renters insurance at AMLI Wynwood Apartments?
For this zip code and building type, expect to pay around $17/month ($204/year). AMLI Wynwood Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at AMLI Wynwood Apartments?
Plan for $2,764 to $6,278/month all-in. That's base rent ($2,567 – $6,081), plus $180/month in required fees (trash, utilities, etc.), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does AMLI Wynwood Apartments allow pets?
Yes, AMLI Wynwood Apartments is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. 75 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around AMLI Wynwood Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find package service, controlled access, property manager on site, concierge — features that can qualify for premium discounts.
What floor plans does AMLI Wynwood Apartments offer?
There are 43 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,567 – $6,081. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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