7205-7290 N Kendall Dr, Miami, FL 33156
Downtown Kendall
Monthly Cost Breakdown at Downtown Dadeland Apartments
The listed rent isn't the whole number. Here's what Downtown Dadeland Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Downtown Dadeland Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Downtown Dadeland Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$13
Est. Monthly
$151
Est. Annual
$12
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Downtown Dadeland Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Downtown Dadeland Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $102/yr |
| State Farm | $11/mo | $136/yr |
| Progressive | $12/mo | $148/yr |
| Safeco | $12/mo | $148/yr |
| Travelers | $13/mo | $159/yr |
| Allstate | $14/mo | $170/yr |
| Nationwide | $14/mo | $170/yr |
| Farmers | $15/mo | $182/yr |
| Liberty Mutual | $17/mo | $204/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Downtown Dadeland Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Covered parking, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Downtown Dadeland Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Downtown Dadeland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Pets Fees
One-Time Pet Fee
Max of 1. Charged per pet.
Pet Deposit
Max of 1. Charged per pet.
Monthly Pet Fee
Max of 1. Charged per pet.
Parking Fees
Garage Lot
Additional parking available for $150
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Downtown Dadeland Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Downtown Dadeland Apartments
From the property listing:
Smart Living – Now Within Reach Situated in the heart of one of Miami’s most desirable neighborhoods, Downtown Dadeland has quickly established itself as a fresh, urban living experience with a unique downtown feel. Living at this inviting pedestrian district puts an exciting mix of shops, restaurants and conveniences at your doorstep. Being adjacent to the Dadeland Mall, the Metrorail, nearby offices and universities keeps you connected. Exceptional value puts it all within reach. Quaint streets and wide strolling sidewalks bustle with a smart blend of shops and restaurants.
Other Options Nearby
Still weighing your choices? Other communities in Miami — compare rent and estimated insurance cost side by side.
Colony at Dadeland Apartments
Downtown Kendall
Pearl Dadeland Apartments
Downtown Kendall
1000 Brickell Plz Condo
Downtown Miami
1025 Metro Apartments
Hialeah
1050 NW 2nd Street Apartments
Little Havana
10X Miami River Apartments
Little Havana
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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