Renters Insurance at Edison Place Apartments
We found a few insurance details on the Edison Place Apartments website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In their own words:
"Click on About Our Management Services if you’re a prospective or existing client interested in our services to owners, management fees, insurance coverage, rent collections and more."
"No, renters’ insurance is not required for residency in our community. It is, however, strongly recommended as it covers damages or loss of personal property (such as clothing, furniture, and electronics) in the event of a fire, flood, hurricane, theft and other forms of natural disasters."
"Yes, we will pay your mortgage, taxes, insurance, utilities, maintenance expenses, etc."
"Yes. TPMC is fully bonded and carries General Liability Insurance, Professional Liability Insurance and Worker’s Compensation."
What Affects Your Premium Here
Every building is different. These factors specific to Edison Place Apartments can push your insurance cost up or down:
Older Building
Built in 1989 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Identity Theft Concerns
1 mention in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$19
Est. Monthly
$233
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Edison Place Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Edison Place Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $200/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $19/mo | $234/yr |
| Allstate | $21/mo | $250/yr |
| Nationwide | $21/mo | $250/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Edison Place Apartments also has on-site security features (Controlled access, Gated, Gated access, Sprinklers, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Edison Place Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
651 NW 58th St, Miami, FL 33127
Miami
Monthly Cost Breakdown at Edison Place Apartments
The listed rent isn't the whole number. Here's what Edison Place Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Edison Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pet Policy
Bringing a pet? Here's what Edison Place Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Edison Place Apartments
From the property listing:
Experience Miami living at Edison Place Apartments—spacious 2-bedroom homes with modern interiors, open-concept layouts, upgraded finishes, and energy-efficient appliances. Enjoy a vibrant community with a state-of-the-art fitness center, on-site basketball court, landscaped grounds, secure access, and weekly resident events. Located just off I-95 near Wynwood, Downtown, and South Beach, Edison Place offers the perfect mix of affordability, comfort, and Miami’s vibrant energy.
Frequently Asked Questions
Does Edison Place Apartments require renters insurance?
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What will I actually pay per month at Edison Place Apartments?
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What is SafeButler and how does it work for Edison Place Apartments renters?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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