Miami, FL

Flow Brickell Apartments: Reviews, Real Cost & What to Watch

Last updated May 10, 2026

Flow Brickell Apartments is rated 4.7 by 155 residents, but it sits in FEMA flood zone AE — so here's the honest picture: the true all-in monthly cost, what reviews actually flag, and the risks to plan for. We also break down what renters insurance costs here (~$16/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.


The Verdict · Miami, FL

$2,806–$10,333

real monthly · incl. fees + insurance

4.7

155 Google reviews

Flood-zone location · higher property crime

worth watching

A well-rated community where the real cost runs ~$16 over sticker, and flood coverage isn't optional in FEMA zone AE.

Looking for renters insurance?

It runs about $16/mo — see what renters insurance in Miami, FL typically costs.

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What Residents Say

The honest version — the good and the bad, straight from recent Google reviews of Flow Brickell Apartments.

Critical
“A horrible place. I’m staying here for my temporary corporate housing. The room is VERY noisy, see my video below (constantly > 40dBA and frequently 50dBA measured from Apple Watch, AC off, at midnight). For your reference, WHO recommends”
— Yifan Zhang, Google reviewer · a month ago
Positive
“Flow Brickell is truly one of a kind! The building is gorgeous, the amenities are amazing, and the community is unbelievably warm and welcoming. From yoga classes and poolside events to wellness dinners and creative meetups, there’s always something happening that brings everyone together. Every de…”
— Eva Sita, Google reviewer · 5 months ago
Positive
“Just moved into Flow Brickell and couldn’t be happier. One of the highlights of the move-in experience has been working with their move-in coordinator, Jesus, he’s truly on point. He’s been incredibly responsive, helpful, and informative, answering all of my questions and making the entire transiti…”
— Randi Crenshaw, Google reviewer · 4 months ago
Positive
“absolutely loved my experience at flow brickell. the building is modern, clean, and feels super luxurious. the amenities and the views are stunning. but the best part was samantha. she was honestly the best tour guide i have ever had. she was friendly, patient, and really knew her stuff. she made t…”
— Michele, Google reviewer · 4 months ago
Positive
“Such a beautiful family oriented community where you genuinely get to know your neighbors. The staff is incredibly friendly and always ready to help with anything you need. The amenities are top tier including a sauna, which you don’t find every day. Truly feels like home!”
— Fatima’s Archive, Google reviewer · 4 months ago

What reviews flag most

Mined from 5 recent reviews · 155 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.

Noise Mentioned

275 SW 6th St, Miami, FL 33130

Downtown Miami

Managed by 166 2nd Financial Services LLC Built 2025 54 stories 632 units
4.7 /5 155 · Google
Apt. Finder
$2,790 – $10,317 /month sticker rent

What Flow Brickell Apartments Really Costs

The sticker rent isn't the whole number. Here's what Flow Brickell Apartments actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.

Real total each month $2,806 – $10,333
Base Rent $2,790 – $10,317
Est. Renters Insurance $16/mo

Renters insurance adds ~$16/mo to that total — compare quotes →

Safety & Property Crime

For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Miami looks on the theft-related crimes that touch renters most.

These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.

Miami property crime

2,477

per 100K residents

▲ 57% vs U.S. avg

U.S. avg 1,578 / 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Flow Brickell Apartments's on-site security (Package service, Controlled access, Concierge, Doorman, Package lockers, Covered parking, On site maintenance) helps on the margin.

Source · FBI UCR · Miami · 2024-12 to 2025-11

On-Site Security

Package service Controlled access Concierge Doorman Package lockers Covered parking On site maintenance

Natural Hazards to Plan For

FEMA places Flow Brickell Apartments inside a flood-risk zone, which matters because flood damage is one of the few things a standard renters policy doesn't cover. The rest is mostly familiar territory — wind, hail, theft, fire are all included by default. Below is the specific zone designation for this address and what your options are for closing the flood gap.

Flood damage

This address is mapped into a Special Flood Hazard Area — FEMA's name for the higher-probability flood zones. Your landlord's building policy doesn't extend to your possessions, and a standard renters policy explicitly excludes flood damage. NFIP renters coverage starts around $99 a year and is usually the simplest path to closing the gap.

Source · FEMA NFHL

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood as a renter here:

  • Your landlord's building policy does not cover your belongings
  • NFIP offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structure

Most flood claims renters file in zones like this one are for personal property — laptops, mattresses, instruments — not structural damage. That's exactly what a renters-targeted flood policy is designed for.

Zones can change — verify at FEMA Flood Map Service

Earthquake shaking

Earthquakes happen rarely enough at this location that an earthquake-specific endorsement isn't a meaningful insurance decision. A baseline renters policy still covers the claims you'd actually file. The USGS-level detail is included below mostly for thoroughness.

Source · USGS NSHM

Low seismic hazard · ground motion 0.02g

Skipping the endorsement is a defensible choice at this hazard level. Theft, fire, lightning, and most water damage stay covered under a standard renters policy regardless.

Ground motion at ~2% probability over 50 years — the building-code reference level

Severe weather you'd actually claim for

Severe-weather activity in Miami-Dade County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.

High-wind events ~8.6/yr
Hail events ~4.6/yr
Tornado events ~1.4/yr
Flood events ~16.4/yr

Source · NOAA Storm Events · 5-yr averages for Miami-Dade County

The standard renters policy is the right starting point. The gap above is closable with a single endorsement; pricing it as part of a bundled quote is the usual move.

Renters Insurance at Flow Brickell Apartments

We found a few insurance details on the Flow Brickell Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party*Add property to policy
Listed carriers
Kin

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you buy your policy, most carriers have a field to add the property as an interested party — skip it and your proof may get rejected. It takes 30 seconds. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Flow Brickell Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$16

Est. monthly

$188

Est. annual

$15

With discounts/mo

$16

State avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Flow Brickell Apartments based on the rent level and building.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Flow Brickell Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next step

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Pet Policy

Bringing a pet? Here's what Flow Brickell Apartments allows, along with the deposits and monthly pet rent to budget for.

Cats and Dogs Allowed

About Flow Brickell Apartments

Phone: (866) 574-3792

From the property listing:

Live close to everything you love about Brickell without the busyness of the streets. Flow Brickell Apartments offer a calm, connected lifestyle along the Miami River, steps from Brickell City Centre, restaurants, shopping, and entertainment. Choose from studio, one-bedroom, and two-bedroom apartments, some with den options, in one of Miamis most desirable neighborhoods. Enjoy large balconies, high ceilings, and floor-to-ceiling windows with bay and city views.

Frequently Asked Questions

Does Flow Brickell Apartments require renters insurance?
We found specific coverage details on the Flow Brickell Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Flow Brickell Apartments?
For this zip code and building type, expect to pay around $16/month ($188/year). Flow Brickell Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Flow Brickell Apartments?
Plan for $2,806 to $10,333/month all-in. That's base rent ($2,790 – $10,317), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Flow Brickell Apartments allow pets?
Yes, Flow Brickell Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Flow Brickell Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find package service, controlled access, concierge, doorman — features that can qualify for premium discounts.
Does Flow Brickell Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Flow Brickell Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,790 – $10,317. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Flow Brickell Apartments?
No. SafeButler is not affiliated with Flow Brickell Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Flow Brickell Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Flow Brickell Apartments directly. For lease, payment, or maintenance questions, contact the Flow Brickell Apartments leasing office.
What is SafeButler and how does it work for Flow Brickell Apartments renters?
SafeButler helps renters at Flow Brickell Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Flow Brickell Apartments in Miami, FL, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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